CONSOLIDATED STATEMENT OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 25,632	$ 21,720	$ 74,021	$ 59,571
Investment securities:
Taxable	1,874	1,365	5,213	3,870
Tax-exempt	61	114	233	410
Dividend and other interest income	621	722	1,980	1,827
TOTAL INTEREST AND DIVIDEND INCOME	28,188	23,921	81,447	65,678
INTEREST EXPENSE:
Deposits	9,599	6,463	26,439	14,686
Short-term borrowings	932	2,412	4,024	6,084
Long-term borrowings	2,601	1,714	7,667	3,892
TOTAL INTEREST EXPENSE	13,132	10,589	38,130	24,662
NET INTEREST INCOME	15,056	13,332	43,317	41,016
PROVISION (RECOVERY) FOR CREDIT LOSSES	740	1,372	(299)	263
NET INTEREST INCOME AFTER PROVISION (RECOVERY) FOR CREDIT LOSSES	14,316	11,960	43,616	40,753
NON-INTEREST INCOME:
Net debt securities losses, available for sale	(5)	(45)	(40)	(125)
Net equity securities gains (losses)	41	(36)	24	(35)
Bank-owned life insurance	206	170	856	892
Gain on sale of loans	416	257	1,021	732
Other	211	145	657	546
TOTAL NON-INTEREST INCOME	2,421	1,875	6,908	6,154
NON-INTEREST EXPENSE:
Salaries and employee benefits	6,402	6,290	19,224	18,778
Occupancy	731	784	2,394	2,422
Furniture and equipment	731	867	2,436	2,503
Software amortization	245	237	657	593
Pennsylvania shares tax	351	280	1,022	807
Professional fees	530	719	1,654	2,313
Federal Deposit Insurance Corporation deposit insurance	399	425	1,179	1,122
Marketing	60	167	209	594
Intangible amortization	26	25	77	92
Loss on sale of premise and equipment	0	0	330	0
Other	1,409	1,378	4,322	4,275
TOTAL NON-INTEREST EXPENSE	10,884	11,172	33,504	33,499
INCOME BEFORE INCOME TAX PROVISION	5,853	2,663	17,020	13,408
INCOME TAX PROVISION	1,052	439	3,022	2,355
Net Income	$ 4,801	$ 2,224	$ 13,998	$ 11,053
Earnings per share - basic (in dollars per share)	$ 0.64	$ 0.31	$ 1.86	$ 1.56
Earnings per share - diluted (in dollars per share)	$ 0.64	$ 0.31	$ 1.86	$ 1.53
Weighted average shares outstanding - basic (in shares)	7,544,344	7,072,440	7,528,758	7,064,336
Weighted average shares outstanding - diluted (in shares)	7,544,344	7,228,940	7,528,758	7,220,836
Service charges
NON-INTEREST INCOME:
Revenue from contract with customer	$ 537	$ 545	$ 1,551	$ 1,557
Insurance commissions
NON-INTEREST INCOME:
Revenue from contract with customer	145	136	425	416
Brokerage commissions
NON-INTEREST INCOME:
Revenue from contract with customer	164	142	521	448
Loan broker commissions
NON-INTEREST INCOME:
Revenue from contract with customer	351	241	841	728
Debit card income
NON-INTEREST INCOME:
Revenue from contract with customer	$ 355	$ 320	$ 1,052	$ 995