-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, MncO3ZFShyh30+prZvKYGBDfPR6gwCIhS+ArlGRASPoarIjJpWINBLk62Vrjnb/2 AD8m9Ako+MRGPYW20mhzBA== 0001135428-05-000661.txt : 20051117 0001135428-05-000661.hdr.sgml : 20051117 20051117145101 ACCESSION NUMBER: 0001135428-05-000661 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20051114 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20051117 DATE AS OF CHANGE: 20051117 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ACNB CORP CENTRAL INDEX KEY: 0000715579 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 232233457 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-11783 FILM NUMBER: 051212403 BUSINESS ADDRESS: STREET 1: 675 OLD HARRISBURG RD STREET 2: P O BOX 3129 CITY: GETTYSBURG STATE: PA ZIP: 17325 BUSINESS PHONE: 7173343161 MAIL ADDRESS: STREET 1: P O BOX 3129 STREET 2: 675 OLD HARRISBURG RD CITY: GETTYSBURG STATE: PA ZIP: 17325 8-K 1 acnb_8k.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: November 14, 2005 ACNB CORPORATION ------------------------------------------------------ (Exact name of registrant as specified in its charter) Pennsylvania 0-11783 23-2233457 - ---------------- ---------------- -------------- (State or other (Commission (IRS Employer jurisdiction of File Number) Identification No.) incorporation) 16 Lincoln Square, Gettysburg, PA 17325 - ------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) (717) 334-3161 ---------------------------------------------------- (Registrant's telephone number, including area code) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) ACNB CORPORATION CURRENT REPORT ON FORM 8-K ITEM 2.02 Results of Operations and Financial Condition Pursuant to interim guidance issued by the Securities and Exchange Commission relating to Section 2 - Financial Information, the Corporation has furnished the information required by Item 2.02. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description -------------- ----------- 99.1 Press Release dated November 10, 2005, issued by ACNB Corporation SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ACNB CORPORATION Date: November 17, 2005 BY: /s/ Thomas A. Ritter ---------------------- Name: Thomas A. Ritter Title: President/CEO EX-99.1 2 ex-991.txt FOR IMMEDIATE RELEASE Contact: Lynda L. Glass 717.339.5085 ACNB CORPORATION REPORTS THIRD QUARTER EARNINGS GETTYSBURG, Pa., November 10---ACNB Corporation reported net income of $5,595,000 for the first three quarters of 2005, compared to $6,378,000 over the same period of 2004. Net income for the period ending September 30, 2004, was favorably impacted by gains on sales of securities, which are not expected to be repeated in year 2005. Net income on a per share basis amounted to $1.03 for the first nine months of 2005 and was $1.17 a year ago. Dividends paid to shareholders for the first three quarters of 2005 totaled $3,425,000, or $.63 per share, which is unchanged from September 30, 2004. Total assets of ACNB Corporation on September 30, 2005, were $943 million---compared to $945 million on September 30, 2004. Deposits increased by 4% over a year ago to $680 million. Total loans rose by 11% to $479 million, as compared to September 30, 2004. Equity capital at September 30, 2005, was $74.3 million, an increase of 1% from September 30, 2004. ACNB Corporation, headquartered in Gettysburg, PA, is the financial holding company for the wholly-owned subsidiaries of Adams County National Bank, Gettysburg, PA, and Russell Insurance Group, Inc., Westminster, MD. Originally founded in 1857, Adams County National Bank serves its marketplace via a network of seventeen retail banking offices located throughout Adams County, PA, and in Dillsburg and Hanover, York County, PA. Farmers National Bank of Newville, a division of Adams County National Bank, serves customers at three retail banking offices in the Newville, Cumberland County, PA, area. Russell Insurance Group, Inc. offers a broad range of commercial and personal insurance lines with licenses in sixteen states, including Pennsylvania and Maryland, and offices in Westminster, Carroll County, MD, and Timonium, Baltimore County, MD. # # # ACNB #2005-15 November 10, 2005 -----END PRIVACY-ENHANCED MESSAGE-----