-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, SuwIUBsw4OuQ81vRPfmfP5q3E2OM44Qjc21xIAfQS6gN+ZGTpj709PHROB5rLudi kbTtQqYcdHW1VfT9uAncYw== 0001135428-04-000572.txt : 20041119 0001135428-04-000572.hdr.sgml : 20041119 20041119101934 ACCESSION NUMBER: 0001135428-04-000572 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041112 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20041119 DATE AS OF CHANGE: 20041119 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ACNB CORP CENTRAL INDEX KEY: 0000715579 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 232233457 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-11783 FILM NUMBER: 041156586 BUSINESS ADDRESS: STREET 1: 675 OLD HARRISBURG RD STREET 2: P O BOX 3129 CITY: GETTYSBURG STATE: PA ZIP: 17325 BUSINESS PHONE: 7173343161 MAIL ADDRESS: STREET 1: P O BOX 3129 STREET 2: 675 OLD HARRISBURG RD CITY: GETTYSBURG STATE: PA ZIP: 17325 8-K 1 acnb_8k.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report: November 12, 2004 ACNB CORPORATION - -------------------------------------------------------------------------------- (Exact name of registrant's as specified in its charter) PENNSYLVANIA 0-11783 23-2233457 - ------------------------------------------------------------------------------- (State or other jurisdiction (Commission File #) (I.R.S. Employer of incorporation) Identification No.) 16 LINCOLN SQUARE, GETTYSBURG, PA 17325 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) (717) 334-3161 - -------------------------------------------------------------------------------- (Registrant's telephone number, including area code) Item 9. Regulation FD Disclosure On November 12, 2004, ACNB Corporation, holding company for Adams County National Bank, issued a press release announcing its financial results for the third quarter ended September 30, 2004. A copy of the press release is attached hereto as Exhibit 99.1. Item 12. Results of Operations and Financial Condition Pursuant to interim guidance issued by the Securities and Exchange Commission relating to Item 12 filing requirements, the Corporation has furnished the information required by Item 12 under Item 9 herein. SIGNATURES Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ACNB Corporation By: /s/ Thomas A. Ritter ----------------------- Thomas A. Ritter President/CEO Dated: November 12, 2004 EXHIBIT INDEX Exhibit Number Description 99.1 Earnings Press Release for the quarter ended \ September 30, 2004 EX-99.1 2 ex-99.txt Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Lynda L. Glass (717)338-2257 ACNB CORPORATION REPORTS THIRD QUARTER EARNINGS GETTYSBURG, Pa., November 12---ACNB Corporation reported net income of $6,378,000 for the first three quarters of 2004, compared to $7,503,000 over the same period of 2003. Net income on a per share basis amounted to $1.17 for the first nine months of 2004 and was $1.38 a year ago. Dividends paid to shareholders for the first three quarters of 2004 totaled $3,424,000, or $.63 per share. Total assets of ACNB Corporation on September 30, 2004, were $945 million-up 9% in comparison to September 30, 2003. Deposits increased by 4% over a year ago to $655 million. Total loans rose by 7% to $430 million, as compared to September 30, 2003. Equity capital at September 30, 2004, was $73.6 million, an increase of 5% from September 30, 2003. ACNB Corporation, headquartered in Gettysburg, PA, is the financial holding company for Adams County National Bank. Originally founded in 1857, Adams County National Bank serves its marketplace via a network of fifteen retail banking offices located throughout Adams County, PA, and in Dillsburg and Hanover, York County, PA. Farmers National Bank of Newville, a division of Adams County National Bank, operates three retail banking offices in the Newville, Cumberland County, PA, area. # # # ACNB #2004-19 November 12, 2004 -----END PRIVACY-ENHANCED MESSAGE-----