CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 19,035	$ 15,668
Securities:
Taxable	1,284	971
Tax-exempt	92	44
Dividends	90	94
Other	408	108
Total Interest Income	20,909	16,885
INTEREST EXPENSE
Deposits	2,921	1,685
Short-term borrowings	15	31
Long-term borrowings	518	504
Total Interest Expense	3,454	2,220
Net Interest Income	17,455	14,665
PROVISION FOR LOAN LOSSES	4,000	150
Net Interest Income after Provision for Loan Losses	13,455	14,515
OTHER INCOME
Commissions from insurance sales	1,440	1,320
Earnings on investment in bank-owned life insurance	347	264
Net (losses) gains on equity securities	(475)	33
Other	558	255
Total Other Income	4,166	3,940
OTHER EXPENSES
Salaries and employee benefits	8,501	6,965
Net occupancy	981	863
Equipment	1,284	1,103
Other tax	327	262
Professional services	402	200
Supplies and postage	209	206
Marketing and corporate relations	184	139
FDIC and regulatory	41	169
Merger related expenses	5,965	0
Intangible assets amortization	315	155
Foreclosed real estate expenses (income)	75	(53)
Other operating	1,173	1,252
Total Other Expenses	19,457	11,261
(Loss) Income before Income Taxes	(1,836)	7,194
(BENEFIT) PROVISION FOR INCOME TAXES	(613)	1,330
Net (Loss) Income	$ (1,223)	$ 5,864
PER SHARE DATA
Basic earnings (in dollars per share)	$ (0.14)	$ 0.83
Cash dividends declared (in dollars per share)	$ 0.25	$ 0.23
Service charges on deposit accounts
OTHER INCOME
Revenue from contract with customer, excluding assessed tax	$ 990	$ 938
Income from fiduciary, investment management and brokerage activities
OTHER INCOME
Revenue from contract with customer, excluding assessed tax	668	592
Service charges on ATM and debit card transactions
OTHER INCOME
Revenue from contract with customer, excluding assessed tax	$ 638	$ 538