CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
INTEREST INCOME
Loans, including fees	$ 9,150	$ 8,699	$ 27,054	$ 26,256
Securities:
Taxable	770	743	2,360	2,337
Tax-exempt	156	208	496	660
Dividends	53	44	159	258
Other	52	23	86	62
Total Interest Income	10,181	9,717	30,155	29,573
INTEREST EXPENSE
Deposits	602	545	1,730	1,577
Short-term borrowings	10	5	38	33
Long-term borrowings	384	409	1,165	1,308
Total Interest Expense	996	959	2,933	2,918
Net Interest Income	9,185	8,758	27,222	26,655
PROVISION FOR LOAN LOSSES	0	0	0	0
Net Interest Income after Provision for Loan Losses	9,185	8,758	27,222	26,655
OTHER INCOME
Service charges on deposit accounts	631	624	1,734	1,734
Income from fiduciary activities	416	410	1,244	1,150
Earnings on investment in bank-owned life insurance	276	277	834	824
Net gains on sales or calls of securities	0	158	0	259
Gain on sales of premises and equipment	0	0	449	0
Service charges on ATM and debit card transactions	381	359	1,127	1,113
Commissions from insurance sales	1,269	1,223	3,700	3,503
Other	328	239	896	739
Total Other Income	3,301	3,290	9,984	9,322
OTHER EXPENSES
Salaries and employee benefits	5,580	5,118	16,609	15,706
Net occupancy	481	511	1,553	1,635
Equipment	740	758	2,212	2,223
Other tax	201	269	591	666
Professional services	217	197	670	621
Supplies and postage	178	175	491	493
Marketing and corporate relations	123	88	391	293
FDIC and regulatory	181	175	532	504
Intangible assets amortization	85	84	259	251
Foreclosed real estate expenses	72	112	112	220
Other operating	922	773	2,681	2,413
Total Other Expenses	8,780	8,260	26,101	25,025
Income before Income Taxes	3,706	3,788	11,105	10,952
PROVISION FOR INCOME TAXES	938	976	2,808	2,787
Net Income	$ 2,768	$ 2,812	$ 8,297	$ 8,165
PER SHARE DATA
Basic earnings (in dollars per share)	$ 0.46	$ 0.47	$ 1.37	$ 1.36
Cash dividends declared (in dollars per share)	$ 0.20	$ 0.20	$ 0.60	$ 0.60