CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015
ASSETS
Cash and due from banks	$ 13,705	$ 13,468	$ 13,013
Interest bearing deposits with banks	41,686	5,289	33,076
Total Cash and Cash Equivalents	55,391	18,757	46,089
Securities available for sale	143,940	125,693	108,708
Securities held to maturity, fair value $58,566; $74,069; $71,363	57,562	71,542	73,507
Loans held for sale	1,877	1,835	1,229
Loans, net of allowance for loan losses $14,488; $14,762; $14,747	857,535	838,213	810,490
Premises and equipment	18,224	18,044	17,952
Restricted investment in bank stocks	4,191	4,414	4,078
Investment in bank-owned life insurance	40,476	39,642	39,366
Investments in low-income housing partnerships	3,003	3,345	3,457
Goodwill	6,308	6,308	6,308
Intangible assets	774	1,033	1,118
Foreclosed assets held for resale	309	580	599
Other assets	19,279	18,519	19,642
Total Assets	1,208,869	1,147,925	1,132,543
Deposits:
Non-interest bearing	186,035	166,224	156,962
Interest bearing	779,512	746,756	738,407
Total Deposits	965,547	912,980	895,369
Short-term borrowings	35,503	35,202	37,724
Long-term borrowings	76,500	76,500	75,500
Other liabilities	10,565	8,528	9,405
Total Liabilities	1,088,115	1,033,210	1,017,998
STOCKHOLDERS’ EQUITY
Preferred stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding	0	0	0
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,123,662, 6,097,235 and 6,102,324 shares issued; 6,061,062, 6,034,635 and 6,039,724 shares outstanding	15,310	15,256	15,243
Treasury stock, at cost (62,600 shares)	(728)	(728)	(728)
Additional paid-in capital	10,849	10,387	10,290
Retained earnings	99,196	94,526	92,881
Accumulated other comprehensive loss	(3,873)	(4,726)	(3,141)
Total Stockholders’ Equity	120,754	114,715	114,545
Total Liabilities and Stockholders’ Equity	$ 1,208,869	$ 1,147,925	$ 1,132,543