CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 2,547	$ 2,543
Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sales of loans originated for sale	(98)	(106)
(Gain) loss on sales of foreclosed assets held for resale, including writedowns	(15)	29
Earnings on investment in bank-owned life insurance	(268)	(262)
Depreciation and amortization	453	425
Provision for loan losses	0	0
Net amortization of investment securities premiums	146	181
Decrease (increase) in accrued interest receivable	2	(70)
Decrease in accrued interest payable	(13)	(15)
Mortgage loans originated for sale	(5,022)	(7,540)
Proceeds from sales of loans originated for sale	6,096	7,674
(Increase) decrease in other assets	(1,292)	420
Increase in other liabilities	1,261	715
Net Cash Provided by Operating Activities	3,797	3,994
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of investment securities held to maturity	1,778	1,837
Proceeds from maturities of investment securities available for sale	7,229	5,758
Purchase of investment securities available for sale	0	(3,114)
(Purchase) Redemption of restricted investment in bank stocks	(426)	165
Net increase in loans	(14,310)	(16,558)
Purchase of book of business		(174)
Capital expenditures	(775)	(289)
Proceeds from sale of foreclosed real estate	104	247
Net Cash Used in Investing Activities	(6,400)	(12,128)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits	2,119	7,312
Net (decrease) increase in time certificates of deposits and interest bearing deposits	(2,284)	22,727
Net decrease in short-term borrowings	(2,710)	(10,953)
Proceeds from long-term borrowings	9,000	4,000
Repayments on long-term borrowings	(5,000)	(6,069)
Dividends paid	(1,208)	(1,203)
Common stock issued	105	92
Net Cash Provided by Financing Activities	22	15,906
Net (Decrease) Increase in Cash and Cash Equivalents	(2,581)	7,772
CASH AND CASH EQUIVALENTS — BEGINNING	18,757	19,673
CASH AND CASH EQUIVALENTS — ENDING	16,176	27,445
Interest paid	970	985
Income taxes paid	950	0
Loans transferred to foreclosed assets held for resale and other foreclosed transactions	73	513
Premises and equipment transferred to fixed assets held for sale	$ 774	$ 0