CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
ASSETS
Cash and due from banks	$ 12,948	$ 13,468	$ 12,339
Interest bearing deposits with banks	3,228	5,289	15,106
Total Cash and Cash Equivalents	16,176	18,757	27,445
Securities available for sale	119,412	125,693	115,442
Securities held to maturity, fair value $70,569; $71,746; $71,363	69,686	71,542	71,409
Loans held for sale	859	1,835	1,595
Loans, net of allowance for loan losses $14,540; $15,065; $14,747	852,450	838,213	800,145
Fixed assets held for sale	774	0	0
Premises and equipment	17,681	18,044	17,671
Restricted investment in bank stocks	4,840	4,414	4,051
Investment in bank-owned life insurance	39,910	39,642	38,204
Investments in low-income housing partnerships	3,232	3,345	3,682
Goodwill	6,308	6,308	6,308
Intangible assets	945	1,033	1,288
Foreclosed assets held for resale	564	580	1,854
Other assets	19,517	18,519	19,930
Total Assets	1,152,354	1,147,925	1,109,024
Deposits:
Non-interest bearing	168,343	166,224	152,299
Interest bearing	744,472	746,756	722,616
Total Deposits	912,815	912,980	874,915
Short-term borrowings	32,492	35,202	34,746
Long-term borrowings	80,500	76,500	78,868
Other liabilities	9,605	8,528	8,848
Total Liabilities	1,035,412	1,033,210	997,377
STOCKHOLDERS’ EQUITY
Preferred stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding	0	0	0
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,107,053, 6,082,775 and 6,102,324 shares issued; 6,044,453, 6,020,175 and 6,039,724 shares outstanding	15,268	15,256	15,207
Treasury stock, at cost (62,600 shares)	(728)	(728)	(728)
Additional paid-in capital	10,480	10,387	10,029
Retained earnings	95,865	94,526	89,669
Accumulated other comprehensive loss	(3,943)	(4,726)	(2,530)
Total Stockholders’ Equity	116,942	114,715	111,647
Total Liabilities and Stockholders’ Equity	$ 1,152,354	$ 1,147,925	$ 1,109,024