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Loans (Tables)
9 Months Ended
Sep. 30, 2015
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]  
Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating [Table Text Block]
The following table presents the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard, and doubtful within the Corporation’s internal risk rating system as of September 30, 2015, and December 31, 2014:
 
In thousands
 
Pass
 
Special 
Mention
 
Substandard
 
Doubtful
 
Total
SEPTEMBER 30, 2015
 
 

 
 

 
 

 
 

 
 

Commercial and industrial
 
$
98,834

 
$
2,448

 
$
1,963

 
$

 
$
103,245

Commercial real estate
 
241,244

 
22,499

 
15,871

 

 
279,614

Commercial real estate construction
 
12,296

 
2,347

 
414

 

 
15,057

Residential mortgage
 
345,587

 
5,969

 
1,095

 

 
352,651

Home equity lines of credit
 
58,324

 
1,184

 
131

 

 
59,639

Consumer
 
15,046

 

 

 

 
15,046

 
 
$
771,331

 
$
34,447

 
$
19,474

 
$

 
$
825,252

 
 
 
 
 
 
 
 
 
 
 
DECEMBER 31, 2014
 
 

 
 

 
 

 
 

 
 

Commercial and industrial
 
$
68,712

 
$
2,412

 
$
3,731

 
$

 
$
74,855

Commercial real estate
 
238,820

 
26,214

 
16,548

 

 
281,582

Commercial real estate construction
 
8,714

 
2,917

 
579

 

 
12,210

Residential mortgage
 
352,283

 
4,507

 
2,585

 

 
359,375

Home equity lines of credit
 
55,254

 
650

 
69

 

 
55,973

Consumer
 
15,277

 

 

 

 
15,277

 
 
$
739,060

 
$
36,700

 
$
23,512

 
$

 
$
799,272

Impaired Loans By Loan Portfolio Class [Table Text Block]
The following table summarizes information relative to impaired loans by loan portfolio class as of September 30, 2015, and December 31, 2014:
 
 
 
Impaired Loans with  Allowance
 
Impaired Loans with
No Allowance
In thousands
 
Recorded
Investment
 
Unpaid
Principal
Balance
 
Related
Allowance
 
Recorded
Investment
 
Unpaid
Principal
Balance
SEPTEMBER 30, 2015
 
 

 
 

 
 

 
 

 
 

Commercial and industrial
 
$

 
$

 
$

 
$
1,515

 
$
1,515

Commercial real estate
 

 

 

 
8,253

 
8,463

Commercial real estate construction
 

 

 

 
114

 
388

Residential mortgage
 

 

 

 
407

 
407

 
 
$

 
$

 
$

 
$
10,289

 
$
10,773

 
 
 
 
 
 
 
 
 
 
 
DECEMBER 31, 2014
 
 

 
 

 
 

 
 

 
 

Commercial and industrial
 
$

 
$

 
$

 
$
1,729

 
$
2,844

Commercial real estate
 

 

 

 
9,999

 
10,209

Commercial real estate construction
 

 

 

 
368

 
642

Residential mortgage
 
694

 
694

 
302

 
826

 
1,052

 
 
$
694

 
$
694

 
$
302

 
$
12,922

 
$
14,747

Average Of Impaired Loans And Related Interest Income By Loan Portfolio Class [Table Text Block]
The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class for the three months ended September 30, 2015 and 2014:
 
 
 
Impaired Loans with
Allowance
 
Impaired Loans with
No Allowance
In thousands
 
Average
Recorded
Investment
 
Interest
Income
 
Average
Recorded
Investment
 
Interest
Income
SEPTEMBER 30, 2015
 
 

 
 

 
 

 
 

Commercial and industrial
 
$

 
$

 
$
1,549

 
$

Commercial real estate
 

 

 
8,608

 
134

Commercial real estate construction
 

 

 
154

 

Residential mortgage
 

 

 
358

 
9

 
 
$

 
$

 
$
10,669

 
$
143

 
 
 
 
 
 
 
 
 
SEPTEMBER 30, 2014
 
 

 
 

 
 

 
 

Commercial and industrial
 
$

 
$

 
$
1,048

 
$
2

Commercial real estate
 

 

 
10,468

 
58

Commercial real estate construction
 

 

 
539

 

Residential mortgage
 
601

 

 
578

 
4

 
 
$
601

 
$

 
$
12,633

 
$
64


The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class for the nine months ended September 30, 2015 and 2014:
 
 
 
Impaired Loans with
Allowance
 
Impaired Loans with
No Allowance
In thousands
 
Average
Recorded
Investment
 
Interest
Income
 
Average
Recorded
Investment
 
Interest
Income
SEPTEMBER 30, 2015
 
 

 
 

 
 

 
 

Commercial and industrial
 
$

 
$

 
$
1,621

 
$
129

Commercial real estate
 

 

 
9,275

 
405

Commercial real estate construction
 

 

 
251

 

Residential mortgage
 
347

 

 
464

 
14

 
 
$
347

 
$

 
$
11,611

 
$
548

 
 
 
 
 
 
 
 
 
SEPTEMBER 30, 2014
 
 

 
 

 
 

 
 

Commercial and industrial
 
$

 
$

 
$
1,256

 
$
2

Commercial real estate
 
180

 

 
10,475

 
388

Commercial real estate construction
 

 

 
663

 

Residential mortgage
 
1,111

 
9

 
513

 
12

 
 
$
1,291

 
$
9

 
$
12,907

 
$
402

Nonaccrual Loans By Classes Of The Loan Portfolio [Table Text Block]
The following table presents nonaccrual loans by loan portfolio class as of September 30, 2015, and December 31, 2014

In thousands
 
September 30, 2015
 
December 31, 2014
Commercial and industrial
 
$
1,515

 
$
1,729

Commercial real estate
 
1,702

 
3,325

Commercial real estate construction
 
114

 
368

Residential mortgage
 
121

 
1,226

 
 
$
3,452

 
$
6,648

Troubled Debt Restructurings [Table Text Block]
The following table summarizes information relative to troubled debt restructurings by loan portfolio class as of September 30, 2015, and December 31, 2014:
 
In thousands
 
Pre-Modification
Outstanding  Recorded Investment
 
Post-Modification
Outstanding  Recorded Investment
 
Recorded
Investment at Period End
SEPTEMBER 30, 2015
 
 

 
 

 
 

Nonaccruing troubled debt restructurings:
 
 

 
 

 
 

Commercial real estate
 
$
1,021

 
$
1,021

 
$
482

Commercial real estate construction
 
1,548

 
1,541

 
114

Total nonaccruing troubled debt restructurings
 
2,569

 
2,562

 
596

Accruing troubled debt restructurings:
 
 

 
 

 
 

Commercial real estate
 
7,118

 
7,170

 
6,551

Residential mortgage
 
336

 
336

 
286

Total accruing troubled debt restructurings
 
7,454

 
7,506

 
6,837

Total Troubled Debt Restructurings
 
$
10,023

 
$
10,068

 
$
7,433

 
 
 
 
 
 
 
DECEMBER 31, 2014
 
 

 
 

 
 

Nonaccruing troubled debt restructurings:
 
 

 
 

 
 

Commercial and industrial
 
$
490

 
$
485

 
$
46

Commercial real estate
 
1,021

 
1,021

 
546

Commercial real estate construction
 
1,548

 
1,541

 
274

Total nonaccruing troubled debt restructurings
 
3,059

 
3,047

 
866

Accruing troubled debt restructurings:
 
 
 
 
 
 
Commercial real estate
 
7,118

 
7,170

 
6,674

Residential mortgage
 
336

 
336

 
294

Total accruing troubled debt restructurings
 
7,454

 
7,506

 
6,968

Total Troubled Debt Restructurings
 
$
10,513

 
$
10,553

 
$
7,834

Loan Portfolio Summarized By The Past Due Status [Table Text Block]
The following table presents the classes of the loan portfolio summarized by the past due status as of September 30, 2015, and December 31, 2014:

In thousands
 
30-59 Days 
Past Due
 
60-89 Days
Past Due
 
>90 Days
Past Due
 
Total Past
Due
 
Current
 
Total Loans
Receivable
 
Loans
Receivable
>90 Days
and
Accruing
SEPTEMBER 30, 2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial
 
$
15

 
$

 
$
1,515

 
$
1,530

 
$
101,715

 
$
103,245

 
$

Commercial real estate
 
167

 
1,262

 
747

 
2,176

 
277,438

 
279,614

 
28

Commercial real estate construction
 
300

 

 
114

 
414

 
14,643

 
15,057

 

Residential mortgage
 
379

 
659

 
2,086

 
3,124

 
349,527

 
352,651

 
1,965

Home equity lines of credit
 
229

 
59

 
88

 
376

 
59,263

 
59,639

 
88

Consumer
 
36

 
11

 
7

 
54

 
14,992

 
15,046

 
7

 
 
$
1,126

 
$
1,991

 
$
4,557

 
$
7,674

 
$
817,578

 
$
825,252

 
$
2,088

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DECEMBER 31, 2014
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial
 
$
153

 
$

 
$
1,729

 
$
1,882

 
$
72,973

 
$
74,855

 
$

Commercial real estate
 
236

 
769

 
2,269

 
3,274

 
278,308

 
281,582

 
33

Commercial real estate construction
 

 
17

 
368

 
385

 
11,825

 
12,210

 

Residential mortgage
 
2,664

 
1,332

 
2,704

 
6,700

 
352,675

 
359,375

 
1,502

Home equity lines of credit
 
169

 

 
101

 
270

 
55,703

 
55,973

 
101

Consumer
 
23

 
9

 

 
32

 
15,245

 
15,277

 

 
 
$
3,245

 
$
2,127

 
$
7,171

 
$
12,543

 
$
786,729

 
$
799,272

 
$
1,636

Allowance For Loan Losses And Recorded Investment In Financing Receivables [Table Text Block]
The following tables summarize the allowance for loan losses and recorded investment in loans receivable:
In thousands
 
Commercial
and
Industrial
 
Commercial
Real Estate
 
Commercial
Real Estate
Construction
 
Residential
Mortgage
 
Home Equity
Lines of
Credit
 
Consumer
 
Unallocated
 
Total
AS OF AND FOR THE PERIOD ENDED SEPTEMBER 30, 2015
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Allowance for Loan Losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Beginning balance - July 1, 2015
 
$
2,264

 
$
5,154

 
$
155

 
$
3,361

 
$
572

 
$
1,090

 
$
2,269

 
$
14,865

Charge-offs
 
(47
)
 

 

 
(38
)
 

 
(24
)
 

 
(109
)
Recoveries
 
2

 

 

 
4

 

 

 

 
6

Provisions
 
82

 
32

 
(7
)
 
24

 
43

 
12

 
(186
)
 

Ending balance - September 30, 2015
 
$
2,301

 
$
5,186

 
$
148

 
$
3,351

 
$
615

 
$
1,078

 
$
2,083

 
$
14,762

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance - January 1, 2015
 
$
2,048

 
$
5,872

 
$
194

 
$
3,845

 
$
557

 
$
1,050

 
$
1,606

 
$
15,172

Charge-offs
 
(120
)
 

 
(39
)
 
(542
)
 
(15
)
 
(71
)
 

 
(787
)
Recoveries
 
365

 

 

 
8

 

 
4

 

 
377

Provisions
 
8

 
(686
)
 
(7
)
 
40

 
73

 
95

 
477

 

Ending balance - September 30, 2015
 
$
2,301

 
$
5,186

 
$
148

 
$
3,351

 
$
615

 
$
1,078

 
$
2,083

 
$
14,762

Ending balance: individually evaluated for impairment
 
$

 
$

 
$

 
$

 
$

 
$

 
$

 
$

Ending balance: collectively evaluated for impairment
 
$
2,301

 
$
5,186

 
$
148

 
$
3,351

 
$
615

 
$
1,078

 
$
2,083

 
$
14,762

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Receivable
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance
 
$
103,245

 
$
279,614

 
$
15,057

 
$
352,651

 
$
59,639

 
$
15,046

 
$

 
$
825,252

Ending balance: individually evaluated for impairment
 
$
1,515

 
$
8,253

 
$
114

 
$
407

 
$

 
$

 
$

 
$
10,289

Ending balance: collectively evaluated for impairment
 
$
101,730

 
$
271,361

 
$
14,943

 
$
352,244

 
$
59,639

 
$
15,046

 
$

 
$
814,963

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
AS OF AND FOR THE PERIOD ENDED SEPTEMBER 30, 2014
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Allowance for Loan Losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Beginning Balance - July 1, 2014
 
$
1,964

 
$
5,462

 
$
225

 
$
3,929

 
$
529

 
$
998

 
$
2,656

 
$
15,763

Charge-offs
 
(31
)
 

 

 
(362
)
 

 
(5
)
 

 
(398
)
Recoveries
 
2

 

 

 
51

 

 
3

 

 
56

Provisions
 
(4
)
 
210

 
2

 
165

 
6

 
(2
)
 
(377
)
 

Ending balance - September 30, 2014
 
$
1,931

 
$
5,672

 
$
227

 
$
3,783

 
$
535

 
$
994

 
$
2,279

 
$
15,421

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Beginning Balance - January 1, 2014
 
$
1,915

 
$
5,819

 
$
247

 
$
4,013

 
$
537

 
$
947

 
$
2,613

 
$
16,091

Charge-offs
 
(88
)
 
(111
)
 

 
(535
)
 
(121
)
 
(45
)
 

 
(900
)
Recoveries
 
14

 

 

 
58

 

 
8

 

 
80

Provisions
 
90

 
(36
)
 
(20
)
 
247

 
119

 
84

 
(334
)
 
150

Ending balance - September 30, 2014
 
$
1,931

 
$
5,672

 
$
227

 
$
3,783

 
$
535

 
$
994

 
$
2,279

 
$
15,421

Ending balance: individually evaluated for impairment
 
$

 
$

 
$

 
$
42

 
$

 
$

 
$

 
$
42

Ending balance: collectively evaluated for impairment
 
$
1,931

 
$
5,672

 
$
227

 
$
3,741

 
$
535

 
$
994

 
$
2,279

 
$
15,379

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Receivable
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance
 
$
65,905

 
$
264,613

 
$
11,617

 
$
354,775

 
$
54,002

 
$
15,429

 
$

 
$
766,341

Ending balance: individually evaluated for impairment
 
$
1,785

 
$
10,472

 
$
368

 
$
1,068

 
$

 
$

 
$

 
$
13,693

Ending balance: collectively evaluated for impairment
 
$
64,120

 
$
254,141

 
$
11,249

 
$
353,707

 
$
54,002

 
$
15,429

 
$

 
$
752,648

In thousands
 
Commercial
and
Industrial
 
Commercial
Real Estate
 
Commercial
Real Estate
Construction
 
Residential
Mortgage
 
Home Equity
Lines of
Credit
 
Consumer
 
Unallocated
 
Total
AS OF DECEMBER 31, 2014
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Allowance for Loan Losses
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance
 
$
2,048

 
$
5,872

 
$
194

 
$
3,845

 
$
557

 
$
1,050

 
$
1,606

 
$
15,172

Ending balance: individually evaluated for impairment
 
$

 
$

 
$

 
$
302

 
$

 
$

 
$

 
$
302

Ending balance: collectively evaluated for impairment
 
$
2,048

 
$
5,872

 
$
194

 
$
3,543

 
$
557

 
$
1,050

 
$
1,606

 
$
14,870

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans Receivable
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance
 
$
74,855

 
$
281,582

 
$
12,210

 
$
359,375

 
$
55,973

 
$
15,277

 
$

 
$
799,272

Ending balance: individually evaluated for impairment
 
$
1,729

 
$
9,999

 
$
368

 
$
1,520

 
$

 
$

 
$

 
$
13,616

Ending balance: collectively evaluated for impairment
 
$
73,126

 
$
271,583

 
$
11,842

 
$
357,855

 
$
55,973

 
$
15,277

 
$

 
$
785,656