Consolidated Statement of Cash Flows (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 2,543	$ 2,472
Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sales of loans originated for sale	(106)	(11)
Loss (gain) on sales of foreclosed assets held for resale, including writedowns	29	(40)
Earnings on investment in bank-owned life insurance	(262)	(255)
Depreciation and amortization	425	496
Provision for loan losses	0	150
Net amortization of investment securities premiums	181	218
Increase in accrued interest receivable	(70)	(78)
Decrease in accrued interest payable	(15)	(68)
Mortgage loans originated for sale	(7,540)	(161)
Proceeds from sales of loans originated for sale	7,674	668
Decrease in other assets	420	512
Increase in other liabilities	715	252
Net Cash Provided by Operating Activities	3,994	4,155
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of investment securities held to maturity	1,837	2,742
Proceeds from maturities of investment securities available for sale	5,758	5,325
Purchase of investment securities available for sale	(3,114)	0
Redemption of restricted investment in bank stocks	165	872
Net increase in loans	(16,558)	(4,338)
Purchase of bank-owned life insurance	0	(4,445)
Purchase of book of business	(174)	0
Capital expenditures	(289)	(443)
Proceeds from sale of foreclosed real estate	247	134
Net Cash Used in Investing Activities	(12,128)	(153)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits	7,312	6,242
Net increase in time certificates of deposits and interest bearing deposits	22,727	9,334
Net decrease in short-term borrowings	(10,953)	(9,370)
Proceeds from long-term borrowings	4,000	5,000
Repayments on long-term borrowings	(6,069)	(13,066)
Dividends paid	(1,203)	(1,138)
Common stock issued	92	95
Net Cash Provided by (Used in) Financing Activities	15,906	(2,903)
Net Increase in Cash and Cash Equivalents	7,772	1,099
CASH AND CASH EQUIVALENTS — BEGINNING	19,673	18,116
CASH AND CASH EQUIVALENTS — ENDING	27,445	19,215
Interest paid	985	970
Income taxes paid	0	0
Loans transferred to foreclosed assets held for resale	$ 513	$ 344