Consolidated Statements of Condition (USD $) In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
ASSETS
Cash and due from banks	$ 15,083	$ 13,963	$ 11,967
Interest bearing deposits with banks	4,132	4,153	34,322
Total Cash and Cash Equivalents	19,215	18,116	46,289
Securities available for sale	124,758	129,983	152,518
Securities held to maturity, fair value $89,947; $61,743; $92,082	91,503	94,373	61,262
Loans held for sale	0	496	2,842
Loans, net of allowance for loan losses $16,159; $17,486; $16,091	716,401	712,557	688,330
Premises and equipment	16,100	15,991	15,018
Restricted investment in bank stocks	5,989	6,861	4,766
Investment in bank-owned life insurance	36,937	32,237	31,503
Investments in low-income housing partnerships	4,528	4,687	5,314
Goodwill	6,308	6,308	6,308
Intangible assets	1,683	1,845	2,249
Foreclosed assets held for resale	2,012	1,762	4,017
Other assets	20,491	20,831	15,623
Total Assets	1,045,925	1,046,047	1,036,039
LIABILITIES
Deposits: Non-interest bearing	134,253	128,011	128,580
Deposits: Interest bearing	681,966	672,632	703,006
Total Deposits	816,219	800,643	831,586
Short-term borrowings	39,682	49,052	42,269
Long-term borrowings	74,637	82,703	52,892
Other liabilities	7,031	6,847	6,988
Total Liabilities	937,569	939,245	933,735
STOCKHOLDERS’ EQUITY
Preferred Stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding	0	0	0
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,059,149, 6,032,730 and 6,053,911 shares issued; 5,996,549, 5,970,130 and 5,991,311 shares outstanding	15,148	15,135	15,082
Treasury stock, at cost (62,600 shares)	(728)	(728)	(728)
Additional paid-in capital	9,710	9,628	9,324
Retained earnings	83,995	82,661	79,173
Accumulated other comprehensive income (loss)	231	106	(547)
Total Stockholders’ Equity	108,356	106,802	102,304
Total Liabilities and Stockholders’ Equity	$ 1,045,925	$ 1,046,047	$ 1,036,039