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Consolidated Statements of Condition (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Mar. 31, 2012
ASSETS      
Cash and due from banks $ 11,967 $ 19,078 $ 12,259
Interest bearing deposits with banks 34,322 32,307 17,943
Total Cash and Cash Equivalents 46,289 51,385 30,202
Securities available for sale 152,518 165,790 206,912
Securities held to maturity, fair value $61,743; $10,641; $50,980 61,262 50,159 10,028
Loans held for sale 2,842 6,687 2,181
Loans, net of allowance for loan losses $17,486; $14,538; $16,825 688,330 691,311 687,866
Premises and equipment 15,018 15,131 14,706
Restricted investment in bank stocks 4,766 5,318 6,804
Investment in bank-owned life insurance 31,503 31,122 28,649
Investments in low-income housing partnerships 5,314 5,440 3,677
Goodwill 6,308 6,308 6,308
Intangible assets 2,249 2,409 2,890
Foreclosed assets held for resale 4,017 4,247 4,794
Other assets 15,623 14,688 15,718
Total Assets 1,036,039 1,049,995 1,020,735
LIABILITIES      
Deposits: Non-interest bearing 128,580 119,297 116,011
Deposits: Interest bearing 703,006 714,879 671,946
Total Deposits 831,586 834,176 787,957
Short-term borrowings 42,269 47,303 44,420
Long-term borrowings 52,892 59,954 80,133
Other liabilities 6,988 7,298 9,664
Total Liabilities 933,735 948,731 922,174
STOCKHOLDERS' EQUITY      
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,032,730, 6,012,015 and 6,027,968 shares issued; 5,970,130, 5,949,415 and 5,965,368 shares outstanding 15,082 15,070 15,030
Treasury stock, at cost (62,600 shares) (728) (728) (728)
Additional paid-in capital 9,324 9,246 9,044
Retained earnings 79,173 77,888 74,632
Accumulated other comprehensive (loss) income (547) (212) 583
Total Stockholders' Equity 102,304 101,264 98,561
Total Liabilities and Stockholders' Equity $ 1,036,039 $ 1,049,995 $ 1,020,735