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Consolidated Statements of Condition (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Sep. 30, 2011
ASSETS      
Cash and due from banks $ 12,338 $ 14,423 $ 13,270
Interest bearing deposits with banks 52,165 8,200 41,725
Total Cash and Cash Equivalents 64,503 22,623 54,995
Securities available for sale 175,889 209,227 209,335
Securities held to maturity, fair value $48,971; $10,758; $10,680 48,016 10,032 10,035
Loans held for sale 3,618 337 80
Loans, net of allowance for loan losses $15,993; $15,412; $15,482 686,082 678,986 666,597
Premises and equipment 14,529 14,483 14,625
Restricted investment in bank stocks 5,887 7,146 7,507
Investment in bank-owned life insurance 30,876 28,411 28,175
Investments in low-income housing partnerships 5,562 3,774 3,866
Goodwill 6,308 6,308 5,972
Intangible assets 2,570 3,049 3,209
Foreclosed assets held for resale 4,901 4,437 4,076
Other assets 14,282 16,010 16,146
Total Assets 1,063,023 1,004,823 1,024,618
LIABILITIES      
Deposits: Non-interest bearing 119,086 112,247 121,068
Deposits: Interest bearing 712,265 670,548 680,105
Total Deposits 831,351 782,795 801,173
Short-term borrowings 52,926 45,962 44,195
Long-term borrowings 70,015 71,191 71,248
Other liabilities 7,054 7,401 8,533
Total Liabilities 961,346 907,349 925,149
STOCKHOLDERS' EQUITY      
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,023,320, 6,003,982 and 6,008,409 shares issued; 5,960,720, 5,941,382 and 5,945,809 shares outstanding 15,058 15,021 15,010
Treasury stock, at cost (62,600 shares) (728) (728) (728)
Additional paid-in capital 9,183 9,000 8,951
Retained earnings 76,802 73,526 72,900
Accumulated other comprehensive income 1,362 655 3,336
Total Stockholders' Equity 101,677 97,474 99,469
Total Liabilities and Stockholders' Equity $ 1,063,023 $ 1,004,823 $ 1,024,618