Consolidated Statement of Cash Flows (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 2,236	$ 2,460
Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sales of loans and foreclosed real estate, net of writedowns on foreclosed real estate	(5)	(327)
Earnings on investment in bank-owned life insurance	(238)	(237)
Gain on sales or calls of securities	(4)
Depreciation and amortization	510	578
Provision for loan losses	1,125	1,100
Net amortization of investment securities premiums	225	111
Decrease (increase) in interest receivable	19	(260)
Decrease in interest payable	(139)	(33)
Mortgage loans originated for sale	(2,888)	(5,663)
Proceeds from loans sold to others	1,060	8,752
Decrease in other assets	406	253
Increase (decrease) in other liabilities	(332)	482
Net Cash Provided by Operating Activities	1,975	7,216
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of investment securities available for sale	16,865	13,938
Purchase of investment securities available for sale	(12,141)	(15,662)
Net increase in loans	(10,522)	(1,154)
Redemption of restricted investments in bank stocks	342	421
Capital expenditures	(574)	(238)
Proceeds from sale of foreclosed real estate	149	5,374
Net Cash Provided by (Used in) Investing Activities	(5,881)	2,679
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits	3,764	11,253
Net increase in time certificates of deposits and interest bearing deposits	1,398	2,082
Net decrease in short-term borrowings	(1,542)	(7,851)
Dividends paid	(1,130)	(1,126)
Common stock issued	53	86
Proceeds from long-term borrowings	10,000
Repayments on long-term borrowings	(1,058)	(118)
Net Cash Provided by Financing Activities	11,485	4,326
Net Increase in Cash and Cash Equivalents	7,579	14,221
CASH AND CASH EQUIVALENTS - BEGINNING	22,623	24,173
CASH AND CASH EQUIVALENTS - ENDING	30,202	38,394
Interest paid	1,770	1,949
Incomes taxes paid	0	0
Loans transferred to foreclosed assets held for resale	$ 517	$ 50