Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
INTEREST INCOME
Loans, including fees	$ 8,563	$ 8,623
Securities:
Taxable	1,335	1,531
Tax-exempt	366	304
Dividends	3	3
Other	4	19
Total Interest Income	10,271	10,480
INTEREST EXPENSE
Deposits	916	1,136
Short-term borrowings	20	20
Long-term borrowings	695	760
Total Interest Expense	1,631	1,916
Net Interest Income	8,640	8,564
PROVISION FOR LOAN LOSSES	1,125	1,100
Net Interest Income after Provision for Loan Losses	7,515	7,464
OTHER INCOME
Service charges on deposit accounts	552	563
Income from fiduciary activities	288	373
Earnings on investment in bank-owned life insurance	238	237
Net gains on sales or calls of securities	4
Service charges on ATM and debit card transactions	309	278
Commissions from insurance sales	1,205	1,205
Other	220	301
Total Other Income	2,816	2,957
OTHER EXPENSES
Salaries and employee benefits	4,573	4,130
Net occupancy	493	556
Equipment	611	662
Other tax	223	208
Professional services	191	209
Supplies and postage	175	154
Marketing and corporate relations	100	124
FDIC and regulatory	233	405
Intangible assets amortization	160	161
Foreclosed real estate expenses (income)	65	(133)
Other operating	715	743
Total Other Expenses	7,539	7,219
Income Before Income Taxes	2,792	3,202
PROVISION FOR INCOME TAXES	556	742
Net Income	$ 2,236	$ 2,460
PER SHARE DATA
Basic earnings	$ 0.38	$ 0.41
Cash dividends declared	$ 0.19	$ 0.19