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Consolidated Statements of Condition (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
Mar. 31, 2011
ASSETS      
Cash and due from banks $ 12,259 $ 14,423 $ 11,967
Interest bearing deposits with banks 17,943 8,200 26,427
Total Cash and Cash Equivalents 30,202 22,623 38,394
Securities available for sale 206,912 209,227 192,092
Securities held to maturity, fair value $10,641; $10,680; $10,570 10,028 10,032 10,041
Loans held for sale 2,181 337 112
Loans, net of allowance for loan losses $14,538; $15,482; $14,335 687,866 678,986 650,043
Premises and equipment 14,706 14,483 13,940
Restricted investment in bank stocks 6,804 7,146 7,999
Investment in bank-owned life insurance 28,649 28,411 27,680
Investments in low-income housing partnerships 3,677 3,774 4,038
Goodwill 6,308 6,308 5,972
Intangible assets 2,890 3,049 3,529
Foreclosed assets held for resale 4,794 4,437 2,729
Other assets 15,718 16,010 19,148
Total Assets 1,020,735 1,004,823 975,717
LIABILITIES      
Deposits: Non-interest bearing 116,011 112,247 114,717
Deposits: Interest bearing 671,946 670,548 645,144
Total Deposits 787,957 782,795 759,861
Short-term borrowings 44,420 45,962 31,235
Long-term borrowings 80,133 71,191 81,381
Other liabilities 9,664 7,401 8,203
Total Liabilities 922,174 907,349 880,680
STOCKHOLDERS' EQUITY      
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,012,015, 6,008,409, and 5,996,611 shares issued; 5,949,415, 5,945,809, and 5,934,011 shares outstanding 15,030 15,021 14,991
Treasury stock, at cost (62,600 shares) (728) (728) (728)
Additional paid-in capital 9,044 9,000 8,859
Retained earnings 74,632 73,526 70,870
Accumulated other comprehensive income 583 655 1,045
Total Stockholders' Equity 98,561 97,474 95,037
Total Liabilities and Stockholders' Equity $ 1,020,735 $ 1,004,823 $ 975,717