CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
INTEREST INCOME
Loans, including fees	$ 36,339	$ 35,090	$ 32,573
Securities:
Taxable	3,179	3,127	3,647
Tax-exempt	651	859	1,042
Dividends	212	301	194
Other	119	87	70
Total Interest Income	40,500	39,464	37,526
INTEREST EXPENSE
Deposits	2,369	2,120	1,810
Short-term borrowings	51	47	63
Long-term borrowings	1,514	1,691	1,773
Total Interest Expense	3,934	3,858	3,646
Net Interest Income	36,566	35,606	33,880
PROVISION FOR LOAN LOSSES	0	0	150
Net Interest Income after Provision for Loan Losses	36,566	35,606	33,730
OTHER INCOME
Service charges on deposit accounts	2,369	2,308	2,118
Income from fiduciary activities	1,684	1,589	1,418
Earnings on investment in bank-owned life insurance	1,100	1,100	1,099
Gains on sales or calls of securities	26	261	62
Gain on sales of premises and equipment	449	0	0
Service charges on ATM and debit card transactions	1,499	1,456	1,550
Commissions from insurance sales	4,822	4,634	4,839
Other	1,259	1,058	818
Total Other Income	13,208	12,406	11,904
OTHER EXPENSES
Salaries and employee benefits	22,200	20,932	19,516
Net occupancy	2,066	2,170	2,050
Equipment	3,046	3,007	2,768
Other tax	785	779	737
Professional services	852	844	936
Supplies and postage	646	639	602
Marketing and corporate relations	574	452	587
FDIC and regulatory	611	665	748
Proposed merger expenses	472	0	0
Intangible assets amortization	345	336	649
Foreclosed real estate expenses	55	119	346
Other operating	3,485	3,291	3,325
Total Other Expenses	35,137	33,234	32,264
Income Before Income Taxes	14,637	14,778	13,370
PROVISION FOR INCOME TAXES	3,768	3,761	3,080
Net Income	$ 10,869	$ 11,017	$ 10,290
PER SHARE DATA
Basic earnings	$ 1.80	$ 1.83	$ 1.71
Cash dividends declared	$ 0.80	$ 0.80	$ 0.77