CONSOLIDATED STATEMENTS OF CONDITION - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 13,796	$ 13,468
Interest bearing deposits with banks	5,135	5,289
Total Cash and Cash Equivalents	18,931	18,757
Securities available for sale	142,990	125,693
Securities held to maturity, fair value $55,425; $71,363	55,568	71,542
Loans held for sale	1,770	1,835
Loans, net of allowance for loan losses $14,194; $14,747	893,716	838,213
Premises and equipment	18,153	18,044
Restricted investment in bank stocks	4,349	4,414
Investment in bank-owned life insurance	40,742	39,642
Investments in low-income housing partnerships	2,899	3,345
Goodwill	6,308	6,308
Intangible assets	688	1,033
Foreclosed assets held for resale	256	580
Other assets	19,950	18,519
Total Assets	1,206,320	1,147,925
LIABILITIES
Deposits: Non-interest bearing	180,593	166,224
Deposits: Interest bearing	787,028	746,756
Total Deposits	967,621	912,980
Short-term borrowings	34,590	35,202
Long-term borrowings	74,250	76,500
Other liabilities	9,798	8,528
Total Liabilities	1,086,259	1,033,210
STOCKHOLDERS' EQUITY
Preferred stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding	0	0
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,126,738 and 6,102,324 shares issued; 6,064,138 and 6,039,724 shares outstanding	15,317	15,256
Treasury stock, at cost (62,600 shares)	(728)	(728)
Additional paid-in capital	10,941	10,387
Retained earnings	100,555	94,526
Accumulated other comprehensive loss	(6,024)	(4,726)
Total Stockholders’ Equity	120,061	114,715
Total Liabilities and Stockholders’ Equity	$ 1,206,320	$ 1,147,925