Consolidated Statement of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 8,886	$ 8,502	$ 8,419
Adjustments to reconcile net income to net cash provided by operating activities:
Net (gain) loss on sales of loans and foreclosed real estate, net of write-downs on foreclosed real estate	(696)	38	(275)
Earnings on investment in bank-owned life insurance	(981)	(968)	(1,002)
Gain on sales/calls of securities	(7)	(1)	(72)
Gain on life insurance proceeds	(63)		(78)
Depreciation and amortization	2,041	2,218	2,342
Provision for loan losses	4,675	5,435	6,410
Net amortization of investment securities premiums	893	682	150
Decrease (increase) in interest receivable	329	(257)	241
Decrease in interest payable	(315)	(238)	(455)
Mortgage loans originated for sale	(32,316)	(15,414)	(38,877)
Proceeds from loans sold to others	26,262	18,403	36,394
Decrease (increase) in other assets	1,880	3,857	(5,872)
(Decrease) increase in other liabilities	(1,285)	(4,103)	1,583
Net Cash Provided by Operating Activities	9,303	18,154	8,908
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of investment securities held to maturity	2,399
Proceeds from maturities of investment securities available for sale	62,589	55,804	67,442
Proceeds from sales of investment securities available for sale			6,561
Purchase of investment securities available for sale	(19,676)	(71,830)	(55,356)
Purchase of investment securities held to maturity	(42,705)
Redemption of restricted investments in bank stocks	1,828	1,274	750
Net increase in loans	(19,521)	(37,672)	(26,620)
Investment in low-income housing project	(2,106)
Purchase of bank-owned life insurance	(1,940)		(250)
Insurance agency acquisitions, net of cash acquired		(336)	(31)
Proceeds from life insurance death benefits	273		295
Capital expenditures	(2,049)	(1,942)	(1,089)
Proceeds from sale of foreclosed real estate	3,111	6,416	928
Net Cash Used in Investing Activities	(17,797)	(48,286)	(7,370)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits	7,050	8,783	9,635
Net increase in time certificates of deposits and interest bearing deposits	44,331	27,486	8,368
Net increase (decrease) in short-term borrowings	1,341	6,876	(16,205)
Proceeds from long-term borrowings	10,000		22,000
Repayments on long-term borrowings	(21,237)	(10,308)	(20,795)
Dividends paid	(4,524)	(4,512)	(4,506)
Common stock issued	295	257
Net Cash Provided by (Used in) Financing Activities	37,256	28,582	(1,503)
Net Increase (Decrease) in Cash and Cash Equivalents	28,762	(1,550)	35
CASH AND CASH EQUIVALENTS - BEGINNING	22,623	24,173	24,138
CASH AND CASH EQUIVALENTS - ENDING	51,385	22,623	24,173
Interest paid	6,410	7,700	10,078
Incomes taxes paid	725	1,700	2,300
Loans transferred to foreclosed assets held for resale	$ 2,521	$ 3,290	$ 2,877