Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
INTEREST INCOME
Loans, including fees	$ 33,990	$ 34,493	$ 36,043
Securities:
Taxable	4,876	6,006	7,181
Tax-exempt	1,457	1,252	1,308
Dividends	27	13	26
Other	89	68	82
Total Interest Income	40,439	41,832	44,640
INTEREST EXPENSE
Deposits	3,441	4,457	6,223
Short-term borrowings	76	91	119
Long-term borrowings	2,578	2,914	3,281
Total Interest Expense	6,095	7,462	9,623
Net Interest Income	34,344	34,370	35,017
PROVISION FOR LOAN LOSSES	4,675	5,435	6,410
Net Interest Income after Provision for Loan Losses	29,669	28,935	28,607
OTHER INCOME
Service charges on deposit accounts	2,433	2,418	2,415
Income from fiduciary activities	1,224	1,396	1,303
Earnings on investment in bank-owned life insurance	981	968	1,002
Gain on life insurance proceeds	63		78
Gains on sales/calls of securities	7	1	72
Service charges on ATM and debit card transactions	1,291	1,236	1,124
Commissions from insurance sales	4,835	4,824	4,949
Other	1,033	894	1,229
Total Other Income	11,867	11,737	12,172
OTHER EXPENSES
Salaries and employee benefits	18,553	17,138	17,318
Net occupancy	1,952	2,043	2,197
Equipment	2,537	2,620	2,499
Professional services	825	911	1,116
Other tax	833	803	791
Supplies and postage	634	640	717
Marketing	372	478	458
FDIC and regulatory	843	1,026	1,434
Intangible assets amortization	641	641	641
Foreclosed real estate (income) expenses	(119)	725	292
Other operating	3,260	2,991	2,840
Total Other Expenses	30,331	30,016	30,303
Income Before Income Taxes	11,205	10,656	10,476
PROVISION FOR INCOME TAXES	2,319	2,154	2,057
Net Income	$ 8,886	$ 8,502	$ 8,419
PER SHARE DATA
Basic earnings	$ 1.49	$ 1.43	$ 1.42
Cash dividends declared	$ 0.76	$ 0.76	$ 0.76