Consolidated Statements of Condition (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 19,078	$ 14,423
Interest bearing deposits with banks	32,307	8,200
Total Cash and Cash Equivalents	51,385	22,623
Securities available for sale	165,790	209,227
Securities held to maturity, fair value $50,980; $10,680	50,159	10,032
Loans held for sale	6,687	337
Loans, net of allowance for loan losses $16,825; $15,482	691,311	678,986
Premises and equipment	15,131	14,483
Restricted investment in bank stocks	5,318	7,146
Investment in bank-owned life insurance	31,122	28,411
Investments in low-income housing partnerships	5,440	3,774
Goodwill	6,308	6,308
Intangible assets	2,409	3,049
Foreclosed assets held for resale	4,247	4,437
Other assets	14,688	16,010
Total Assets	1,049,995	1,004,823
LIABILITIES
Deposits: Non-interest bearing	119,297	112,247
Deposits: Interest bearing	714,879	670,548
Total Deposits	834,176	782,795
Short-term borrowings	47,303	45,962
Long-term borrowings	59,954	71,191
Other liabilities	7,298	7,401
Total Liabilities	948,731	907,349
STOCKHOLDERS' EQUITY
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,027,968 and 6,008,409 shares issued; 5,965,368 and 5,945,809 shares outstanding	15,070	15,021
Treasury stock, at cost (62,600 shares)	(728)	(728)
Additional paid-in capital	9,246	9,000
Retained earnings	77,888	73,526
Accumulated other comprehensive (loss) income	(212)	655
Total Stockholders' Equity	101,264	97,474
Total Liabilities and Stockholders' Equity	$ 1,049,995	$ 1,004,823