Consolidated Statement of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 8,502	$ 8,419	$ 7,219
Adjustments to reconcile net income to net cash provided by operating activities:
Net (gain) loss on sales of loans and foreclosed real estate, net of write-downs on foreclosed real estate	38	(275)	(502)
Earnings on investment in bank-owned life insurance	(968)	(1,002)	(1,011)
Impairment charges on equity securities			522
Gain on sales/calls of securities	(1)	(72)	(17)
Gain on life insurance proceeds		(78)
Depreciation and amortization	2,218	2,342	2,281
Provision for loan losses	5,435	6,410	4,750
Net amortization (accretion) of investment securities premiums (discounts)	682	150	(173)
Decrease (Increase) in accrued interest receivable, net	(257)	241	565
Decrease in interest payable	(238)	(455)	(924)
Mortgage loans originated for sale	(15,414)	(38,877)	(51,562)
Proceeds from loans sold to others	18,403	36,394	52,952
(Increase) decrease in other operating assets	3,857	(5,872)	(3,845)
Increase (decrease) in other liabilities	(4,103)	1,583	158
Net Cash Provided by Operating Activities	18,154	8,908	10,413
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of investment securities available for sale	55,804	67,442	71,407
Proceeds from sales of investment securities available for sale		6,561	2,956
Purchase of investment securities available for sale	(71,830)	(55,356)	(31,403)
Purchase of investment securities held to maturity			(10,064)
Redemption of restricted investment in bank stocks	1,274	750
Net increase in loans	(37,672)	(26,620)	(12,762)
Purchase of bank-owned life insurance		(250)	(100)
Insurance agency acquisitions, net of cash acquired	(336)	(31)	(43)
Proceeds from life insurance death benefits		295
Capital expenditures	(1,942)	(1,089)	(1,951)
Proceeds from sales of property and foreclosed real estate	6,416	928	151
Net Cash Provided by (Used in) Investing Activities	(48,286)	(7,370)	18,191
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in demand deposits	8,783	9,635	11,343
Net increase in time certificates of deposits and interest bearing deposits	27,486	8,368	26,883
Net increase (decrease) in short-term borrowings	6,876	(16,205)	(28,162)
Proceeds from long-term borrowings		22,000	14,000
Repayments on long-term borrowings	(10,308)	(20,795)	(40,657)
Dividends paid	(4,512)	(4,506)	(4,512)
Common stock issued	257
Purchase of treasury stock			(286)
Net Cash Provided by (Used in) Financing Activities	28,582	(1,503)	(21,391)
Net Increase (Decrease) in Cash and Cash Equivalents	(1,550)	35	7,213
CASH AND CASH EQUIVALENTS - BEGINNING	24,173	24,138	16,925
CASH AND CASH EQUIVALENTS - ENDING	22,623	24,173	24,138
Interest paid	7,700	10,078	14,484
Incomes taxes paid	1,700	2,300	2,700
Loans transferred to foreclosed assets held for sale	$ 3,290	$ 2,877	$ 5,636