Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
INTEREST INCOME
Loans, including fees	$ 34,493	$ 36,043	$ 35,626
Securities:
Taxable	6,006	7,181	8,620
Tax-exempt	1,252	1,308	1,488
Dividends	13	26	38
Other	68	82	40
Total Interest Income	41,832	44,640	45,812
INTEREST EXPENSE
Deposits	4,457	6,223	9,307
Short-term borrowings	91	119	331
Long-term borrowings	2,914	3,281	3,922
Total Interest Expense	7,462	9,623	13,560
Net Interest Income	34,370	35,017	32,252
PROVISION FOR LOAN LOSSES	5,435	6,410	4,750
Net Interest Income after Provision for Loan Losses	28,935	28,607	27,502
OTHER INCOME
Service charges on deposit accounts	2,418	2,415	2,402
Income from fiduciary activities	1,396	1,303	1,057
Earnings on investment in bank-owned life insurance	968	1,002	1,011
Gain on life insurance proceeds		78
Gains on sales/calls of securities	1	72	17
Impairment charges on equity securities			(522)
Service charges on ATM and debit card transactions	1,236	1,124	1,002
Commissions from insurance sales	4,824	4,949	5,484
Other	894	1,229	1,252
Total Other Income	11,737	12,172	11,703
OTHER EXPENSES
Salaries and employee benefits	17,138	17,318	17,680
Net occupancy	2,043	2,197	2,281
Equipment	2,620	2,499	2,175
Professional services	911	1,116	860
Other tax	803	791	665
Supplies and postage	640	717	688
Marketing	478	458	430
FDIC and regulatory	1,026	1,434	1,958
Intangible assets amortization	641	641	638
Foreclosed real estate expenses	725	292	18
Other operating	2,991	2,840	3,236
Total Other Expenses	30,016	30,303	30,629
Income Before Income Taxes	10,656	10,476	8,576
PROVISION FOR INCOME TAXES	2,154	2,057	1,357
Net Income	$ 8,502	$ 8,419	$ 7,219
PER SHARE DATA
Basic earnings	$ 1.43	$ 1.42	$ 1.22
Cash dividends declared	$ 0.76	$ 0.76	$ 0.76