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Consolidated Statements of Condition (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
ASSETS    
Cash and due from banks $ 14,423 $ 14,091
Interest bearing deposits with banks 8,200 10,082
Cash and Cash Equivalents 22,623 24,173
Securities available for sale 209,227 190,730
Securities held to maturity, fair value $10,680; $10,671 10,032 10,044
Loans held for sale 337 3,068
Loans, net of allowance for loan losses $15,482; $15,252 678,986 650,039
Premises and equipment 14,483 14,119
Restricted investment in bank stocks 7,146 8,420
Investment in bank-owned life insurance 28,411 27,443
Investments in low-income housing partnerships 3,774 4,124
Goodwill 6,308 5,972
Intangible assets 3,049 3,688
Foreclosed assets held for resale 4,437 7,859
Other assets 16,010 18,988
Total Assets 1,004,823 968,667
LIABILITIES    
Deposits: Non-interest bearing 112,247 103,464
Deposits: Interest bearing 670,548 643,062
Total Deposits 782,795 746,526
Short-term borrowings 45,962 39,086
Long-term borrowings 71,191 81,499
Other liabilities 7,401 7,802
Total Liabilities 907,349 874,913
STOCKHOLDERS' EQUITY    
Common stock, $2.50 par value; 20,000,000 shares authorized; 6,008,409 and 5,990,943 shares issued; 5,945,809 and 5,928,343 shares outstanding 15,021 14,977
Treasury stock, at cost (62,600 shares) (728) (728)
Additional paid-in capital 9,000 8,787
Retained earnings 73,526 69,536
Accumulated other comprehensive income 655 1,182
Total Stockholders' Equity 97,474 93,754
Total Liabilities and Stockholders' Equity $ 1,004,823 $ 968,667