EX-11 3 exhibit11.txt EXHIBIT 11 EXHIBIT 11 Statement Regarding the Computation of Earnings Per Share For the six month period ending June 30 ------------------------------ 2001 2000 ------------------------------- Weighted average shares outstanding: 5,436,133 5,690,172 Common Stock Common Stock Equivalents Stock Options 0 0 Stock Awards 0 0 ESOP Shares 0 0 Total Common Stock Equivalents 0 0 Total weighted average shares outstanding 5,436,133 5,690,172 Net Income $4,013,000 $4,078,000 Net Income Per Share .74 .72 Fully Diluted Income Per Share .74 .72 Page 15