CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 16,090	$ 17,798
Securities:
Taxable	1,550	1,284
Tax-exempt	140	135
Dividends	35	61
Other	262	92
Total Interest Income	18,077	19,370
INTEREST EXPENSE
Deposits	738	1,654
Short-term borrowings	17	10
Long-term borrowings	269	381
Total Interest Expense	1,024	2,045
Net Interest Income	17,053	17,325
PROVISION FOR LOAN LOSSES	0	50
Net Interest Income after Provision for Loan Losses	17,053	17,275
OTHER INCOME
Commissions from insurance sales	1,200	1,383
Earnings on investment in bank-owned life insurance	327	338
Net gains (losses) on equity securities	(109)	365
Other	239	289
Total Other Income	4,459	5,913
OTHER EXPENSES
Salaries and employee benefits	7,559	8,668
Net occupancy	1,159	1,167
Equipment	1,518	1,291
Other tax	416	393
Professional services	309	224
Supplies and postage	181	163
Marketing and corporate relations	103	77
FDIC and regulatory	271	232
Intangible assets amortization	309	296
Foreclosed real estate income	0	(1)
Other operating	1,457	1,277
Total Other Expenses	13,282	13,787
Income before Income Taxes	8,230	9,401
PROVISION FOR INCOME TAXES	1,631	1,930
Net Income	$ 6,599	$ 7,471
PER SHARE DATA
Basic earnings (in dollars per share)	$ 0.76	$ 0.86
Cash dividends declared (in dollars per share)	$ 0.26	$ 0.25
Service charges on deposit accounts
OTHER INCOME
Revenue from contract with customer, excluding assessed tax	$ 958	$ 774
Income from fiduciary, investment management and brokerage activities
OTHER INCOME
Revenue from contract with customer, excluding assessed tax	810	703
Income from mortgage loans held for sale
OTHER INCOME
Revenue from contract with customer, excluding assessed tax	281	1,283
Service charges on ATM and debit card transactions
OTHER INCOME
Revenue from contract with customer, excluding assessed tax	$ 753	$ 778