CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
ASSETS
Cash and due from banks	$ 24,305	$ 23,739	$ 23,169
Interest bearing deposits with banks	482,453	375,613	106,001
Total Cash and Cash Equivalents	506,758	399,352	129,170
Equity securities with readily determinable fair values	2,535	2,170	1,888
Debt securities available for sale	355,008	337,718	253,048
Securities held to maturity, fair value $9,451; $18,565; $10,768	9,155	10,294	18,090
Loans held for sale	12,000	11,034	4,786
Loans, net of allowance for loan losses $20,237; $15,852; $20,226	1,590,481	1,617,558	1,590,187
Premises and equipment, net	32,491	33,013	34,506
Right of use assets	2,984	3,145	5,974
Restricted investment in bank stocks	2,798	2,942	3,701
Investment in bank-owned life insurance	63,739	63,401	62,306
Investments in low-income housing partnerships	1,349	1,380	1,474
Goodwill	42,108	42,108	41,700
Intangible assets, net	6,969	7,265	7,684
Foreclosed assets held for resale	0	0	798
Other assets	26,242	23,982	24,753
Total Assets	2,654,617	2,555,362	2,180,065
Deposits:
Non-interest bearing	589,045	556,666	433,923
Interest bearing	1,689,577	1,628,859	1,377,434
Total Deposits	2,278,622	2,185,525	1,811,357
Short-term borrowings	31,282	38,464	26,104
Long-term borrowings	65,616	53,745	71,723
Lease liabilities	2,984	3,138	6,047
Other liabilities	18,501	16,518	17,840
Total Liabilities	2,397,005	2,297,390	1,933,071
STOCKHOLDERS’ EQUITY
Preferred stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding	0	0	0
Common stock, $2.50 par value; 20,000,000 shares authorized; 8,777,620, 8,732,506 and 8,771,993 shares issued; 8,715,020, 8,669,906 and 8,709,393 shares outstanding	21,932	21,918	21,819
Treasury stock, at cost (62,600 shares)	(728)	(728)	(728)
Additional paid-in capital	94,215	94,048	93,150
Retained earnings	153,666	148,372	135,273
Accumulated other comprehensive loss	(11,473)	(5,638)	(2,520)
Total Stockholders’ Equity	257,612	257,972	246,994
Total Liabilities and Stockholders’ Equity	$ 2,654,617	$ 2,555,362	$ 2,180,065