XML 60 R50.htm IDEA: XBRL DOCUMENT v3.23.1
Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2022
Allowance for credit losses:      
Beginning balance $ 192,090 $ 164,171  
Charge-offs (6,457) (3,057)  
Recoveries 1,725 2,206  
Net (charge-offs) recoveries (4,732) (851)  
Provision for (recovery of) credit losses on loans 7,960 1,500  
Ending balance 195,292 166,468  
Individually evaluated 16,809 12,851  
Collectively evaluated 178,483 153,617  
Loans:      
Individually evaluated 48,923 33,581  
Collectively evaluated 11,717,502 10,279,878  
Loans, net of unearned income 11,766,425 10,313,459 $ 11,578,304
Nonaccruing loans with no allowance for credit losses 15,994 8,349  
Commercial, financial, agricultural      
Allowance for credit losses:      
Beginning balance 44,255 33,922  
Charge-offs (529) (2,102)  
Recoveries 725 1,136  
Net (charge-offs) recoveries 196 (966)  
Provision for (recovery of) credit losses on loans 253 (998)  
Ending balance 44,678 33,606  
Individually evaluated 14,162 9,225  
Collectively evaluated 30,516 24,381  
Loans:      
Individually evaluated 24,985 13,070  
Collectively evaluated 1,715,793 1,432,537  
Loans, net of unearned income 1,740,778 1,445,607  
Nonaccruing loans with no allowance for credit losses 768 435  
Real estate – construction:      
Allowance for credit losses:      
Beginning balance 19,114 16,419  
Charge-offs 0 0  
Recoveries 0 0  
Net (charge-offs) recoveries 0 0  
Provision for (recovery of) credit losses on loans 845 1,992  
Ending balance 19,959 18,411  
Individually evaluated 35 0  
Collectively evaluated 19,924 18,411  
Loans:      
Individually evaluated 652 0  
Collectively evaluated 1,423,700 1,222,052  
Loans, net of unearned income 1,424,352 1,222,052  
Nonaccruing loans with no allowance for credit losses 0 0  
Real estate – 1-4 family mortgage:      
Allowance for credit losses:      
Beginning balance 44,727 32,356  
Charge-offs (3) (163)  
Recoveries 24 178  
Net (charge-offs) recoveries 21 15  
Provision for (recovery of) credit losses on loans 1,233 4,477  
Ending balance 45,981 36,848  
Individually evaluated 608 396  
Collectively evaluated 45,373 36,452  
Loans:      
Individually evaluated 12,637 4,477  
Collectively evaluated 3,266,343 2,836,502  
Loans, net of unearned income 3,278,980 2,840,979  
Nonaccruing loans with no allowance for credit losses 9,710 2,614  
Real estate – commercial mortgage:      
Allowance for credit losses:      
Beginning balance 71,798 68,940  
Charge-offs (5,115) (6)  
Recoveries 211 155  
Net (charge-offs) recoveries (4,904) 149  
Provision for (recovery of) credit losses on loans 5,876 (3,858)  
Ending balance 72,770 65,231  
Individually evaluated 1,734 2,660  
Collectively evaluated 71,036 62,571  
Loans:      
Individually evaluated 10,375 15,464  
Collectively evaluated 5,075,438 4,562,400  
Loans, net of unearned income 5,085,813 4,577,864  
Nonaccruing loans with no allowance for credit losses 5,511 5,298  
Lease financing      
Allowance for credit losses:      
Beginning balance 2,463 1,486  
Charge-offs 0 (7)  
Recoveries 5 12  
Net (charge-offs) recoveries 5 5  
Provision for (recovery of) credit losses on loans (31) 91  
Ending balance 2,437 1,582  
Individually evaluated 0 0  
Collectively evaluated 2,437 1,582  
Loans:      
Individually evaluated 0 0  
Collectively evaluated 121,146 89,842  
Loans, net of unearned income 121,146 89,842  
Nonaccruing loans with no allowance for credit losses 0 0  
Installment Loans to Individuals      
Allowance for credit losses:      
Beginning balance 9,733 11,048  
Charge-offs (810) (779)  
Recoveries 760 725  
Net (charge-offs) recoveries (50) (54)  
Provision for (recovery of) credit losses on loans (216) (204)  
Ending balance 9,467 10,790  
Individually evaluated 270 570  
Collectively evaluated 9,197 10,220  
Loans:      
Individually evaluated 274 570  
Collectively evaluated 115,082 136,545  
Loans, net of unearned income 115,356 137,115  
Nonaccruing loans with no allowance for credit losses 5 2  
Cumulative Effect, Period Of Adoption, Adjustment      
Allowance for credit losses:      
Beginning balance (26)    
Ending balance   1,648  
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural      
Allowance for credit losses:      
Beginning balance (26)    
Ending balance   1,648  
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:      
Allowance for credit losses:      
Beginning balance 0    
Ending balance   0  
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage:      
Allowance for credit losses:      
Beginning balance 0    
Ending balance   0  
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:      
Allowance for credit losses:      
Beginning balance 0    
Ending balance   0  
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing      
Allowance for credit losses:      
Beginning balance 0    
Ending balance   0  
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals      
Allowance for credit losses:      
Beginning balance $ 0    
Ending balance   $ 0