|
Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
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Dec. 31, 2014
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Dec. 31, 2013
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Dec. 31, 2012
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| Operating activities | |||
| Net income | $ 59,582us-gaap_NetIncomeLoss | $ 33,487us-gaap_NetIncomeLoss | $ 26,637us-gaap_NetIncomeLoss |
| Adjustments to reconcile net income to net cash provided by operating activities: | |||
| Provision for loan losses | 6,167us-gaap_ProvisionForLoanAndLeaseLosses | 10,350us-gaap_ProvisionForLoanAndLeaseLosses | 18,125us-gaap_ProvisionForLoanAndLeaseLosses |
| Depreciation, amortization and accretion | 8,104us-gaap_DepreciationDepletionAndAmortization | 9,096us-gaap_DepreciationDepletionAndAmortization | 7,710us-gaap_DepreciationDepletionAndAmortization |
| Deferred income tax expense (benefit) | 9,291us-gaap_DeferredIncomeTaxExpenseBenefit | (285)us-gaap_DeferredIncomeTaxExpenseBenefit | (18,116)us-gaap_DeferredIncomeTaxExpenseBenefit |
| Funding of mortgage loans held for sale | (547,402)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale | (619,526)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale | (588,454)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale |
| Proceeds from sales of mortgage loans held for sale | 563,808us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale | 625,749us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale | 594,008us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale |
| Gains on sales of mortgage loans held for sale | (8,594)us-gaap_GainLossOnSaleOfMortgageLoans | (11,573)us-gaap_GainLossOnSaleOfMortgageLoans | (12,499)us-gaap_GainLossOnSaleOfMortgageLoans |
| Gains on sales of securities | (375)us-gaap_GainLossOnSaleOfSecuritiesNet | (54)us-gaap_GainLossOnSaleOfSecuritiesNet | (1,894)us-gaap_GainLossOnSaleOfSecuritiesNet |
| (Gains) losses on sales of premises and equipment | (72)us-gaap_GainLossOnSaleOfPropertyPlantEquipment | 58us-gaap_GainLossOnSaleOfPropertyPlantEquipment | (39)us-gaap_GainLossOnSaleOfPropertyPlantEquipment |
| Stock-based compensation | 3,909us-gaap_ShareBasedCompensation | 2,806us-gaap_ShareBasedCompensation | 1,368us-gaap_ShareBasedCompensation |
| Decrease in FDIC loss-share indemnification asset, net of accretion | 14,399rnst_DecreaseInFederalDepositInsuranceCorporationLossShareIndemnificationAssetNetOfAccretion | 26,308rnst_DecreaseInFederalDepositInsuranceCorporationLossShareIndemnificationAssetNetOfAccretion | 62,247rnst_DecreaseInFederalDepositInsuranceCorporationLossShareIndemnificationAssetNetOfAccretion |
| Decrease in other assets | 21,303us-gaap_IncreaseDecreaseInOtherOperatingAssets | 73,733us-gaap_IncreaseDecreaseInOtherOperatingAssets | 84,344us-gaap_IncreaseDecreaseInOtherOperatingAssets |
| (Decrease) increase in other liabilities | (5,437)us-gaap_IncreaseDecreaseInOtherOperatingLiabilities | 3,137us-gaap_IncreaseDecreaseInOtherOperatingLiabilities | 4,273us-gaap_IncreaseDecreaseInOtherOperatingLiabilities |
| Net cash provided by operating activities | 124,683us-gaap_NetCashProvidedByUsedInOperatingActivities | 153,286us-gaap_NetCashProvidedByUsedInOperatingActivities | 177,710us-gaap_NetCashProvidedByUsedInOperatingActivities |
| Investing activities | |||
| Purchases of securities available for sale | (124,296)us-gaap_PaymentsToAcquireAvailableForSaleSecurities | (163,146)us-gaap_PaymentsToAcquireAvailableForSaleSecurities | (152,873)us-gaap_PaymentsToAcquireAvailableForSaleSecurities |
| Proceeds from sales of securities available for sale | 1,099us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities | 9,015us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities | 126,050us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities |
| Proceeds from call/maturities of securities available for sale | 80,305us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities | 80,758us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities | 134,964us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities |
| Purchases of securities held to maturity | (155,868)us-gaap_PaymentsToAcquireHeldToMaturitySecurities | (70,075)us-gaap_PaymentsToAcquireHeldToMaturitySecurities | (134,511)us-gaap_PaymentsToAcquireHeldToMaturitySecurities |
| Proceeds from sales of securities held to maturity | 0us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities | 4,459us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities | 0us-gaap_ProceedsFromSaleOfHeldToMaturitySecurities |
| Proceeds from call/maturities of securities held to maturity | 136,013us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities | 112,283us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities | 148,021us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities |
| Net increase in loans | (120,787)us-gaap_PaymentsForProceedsFromLoansAndLeases | (192,399)us-gaap_PaymentsForProceedsFromLoansAndLeases | (300,686)us-gaap_PaymentsForProceedsFromLoansAndLeases |
| Purchases of premises and equipment | (22,179)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment | (8,050)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment | (17,588)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment |
| Proceeds from sales of premises and equipment | 2,911us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment | 0us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment | 309us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment |
| Net cash paid in acquisition | 0us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired | 0us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired | (510)us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired |
| Net cash received in acquisition | 0us-gaap_CashAcquiredFromAcquisition | 170,005us-gaap_CashAcquiredFromAcquisition | 0us-gaap_CashAcquiredFromAcquisition |
| Net cash used in investing activities | (202,802)us-gaap_NetCashProvidedByUsedInInvestingActivities | (57,150)us-gaap_NetCashProvidedByUsedInInvestingActivities | (196,824)us-gaap_NetCashProvidedByUsedInInvestingActivities |
| Financing activities | |||
| Net increase in noninterest-bearing deposits | 63,852rnst_NetIncreaseInNoninterestBearingDeposits | 652rnst_NetIncreaseInNoninterestBearingDeposits | 36,304rnst_NetIncreaseInNoninterestBearingDeposits |
| Net (decrease) increase in interest-bearing deposits | (67,346)us-gaap_NetChangeInterestBearingDepositsDomestic | 54,009us-gaap_NetChangeInterestBearingDepositsDomestic | 12,680us-gaap_NetChangeInterestBearingDepositsDomestic |
| Net increase (decrease) in short-term borrowings | 30,120us-gaap_ProceedsFromRepaymentsOfShortTermDebt | (9,760)us-gaap_ProceedsFromRepaymentsOfShortTermDebt | (6,231)us-gaap_ProceedsFromRepaymentsOfShortTermDebt |
| Proceeds from long-term debt | 0us-gaap_ProceedsFromIssuanceOfLongTermDebt | 0us-gaap_ProceedsFromIssuanceOfLongTermDebt | 3,100us-gaap_ProceedsFromIssuanceOfLongTermDebt |
| Repayment of long-term debt | (13,557)us-gaap_RepaymentsOfLongTermDebt | (8,073)us-gaap_RepaymentsOfLongTermDebt | (86,711)us-gaap_RepaymentsOfLongTermDebt |
| Cash paid for dividends | (21,518)us-gaap_PaymentsOfDividends | (19,303)us-gaap_PaymentsOfDividends | (17,117)us-gaap_PaymentsOfDividends |
| Cash received on exercise of stock options | 401us-gaap_ProceedsAndExcessTaxBenefitFromSharebasedCompensation | 277us-gaap_ProceedsAndExcessTaxBenefitFromSharebasedCompensation | 548us-gaap_ProceedsAndExcessTaxBenefitFromSharebasedCompensation |
| Excess tax (expense) benefits from exercise of stock options | 1,102us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities | 290us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities | (56)us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities |
| Net cash (used in) provided by financing activities | (6,946)us-gaap_NetCashProvidedByUsedInFinancingActivities | 18,092us-gaap_NetCashProvidedByUsedInFinancingActivities | (57,483)us-gaap_NetCashProvidedByUsedInFinancingActivities |
| Net (decrease) increase in cash and cash equivalents | (85,065)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease | 114,228us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease | (76,597)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease |
| Cash and cash equivalents at beginning of year | 246,648us-gaap_CashAndCashEquivalentsAtCarryingValue | 132,420us-gaap_CashAndCashEquivalentsAtCarryingValue | 209,017us-gaap_CashAndCashEquivalentsAtCarryingValue |
| Cash and cash equivalents at end of year | 161,583us-gaap_CashAndCashEquivalentsAtCarryingValue | 246,648us-gaap_CashAndCashEquivalentsAtCarryingValue | 132,420us-gaap_CashAndCashEquivalentsAtCarryingValue |
| Supplemental disclosures | |||
| Cash paid for interest | 24,103us-gaap_InterestPaid | 23,302us-gaap_InterestPaid | 26,988us-gaap_InterestPaid |
| Cash paid for income taxes | 17,503us-gaap_IncomeTaxesPaid | 12,713us-gaap_IncomeTaxesPaid | 23,971us-gaap_IncomeTaxesPaid |
| Noncash transactions: | |||
| Transfers of loans to other real estate | $ 15,692us-gaap_TransferOfOtherRealEstate | $ 13,747us-gaap_TransferOfOtherRealEstate | $ 48,660us-gaap_TransferOfOtherRealEstate |
| X | ||||||||||
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- Definition
Decrease in federal deposit insurance corporation loss share indemnification asset net of accretion. No definition available.
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- Definition
Net increase in noninterest-bearing deposits No definition available.
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- Details
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| X | ||||||||||
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- Definition
The cash inflow associated with the acquisition of business during the period (for example, cash that was held by the acquired business). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of cash inflow from realized tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The net gain (loss) realized from the sale, exchange, redemption, or retirement of securities, not separately or otherwise categorized as trading, available-for-sale, or held-to-maturity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The amount of cash paid for interest during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
The increase (decrease) in interest-bearing deposits domestic. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
The amount of cash paid for the origination of mortgages that are held for sale. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Cash outflow in the form of capital distributions and dividends to common shareholders, preferred shareholders and noncontrolling interests. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of cash outflow through purchase of long-term held-to-maturity securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate cash inflow comprised of the amount received from (a) employees to acquire the entity's shares under incentive awards, including stock option exercises and restricted stock arrangements, and (b) the excess tax benefit arising from such transactions. No definition available.
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| X | ||||||||||
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- Definition
The cash inflow from a debt initially having maturity due after one year or beyond the operating cycle, if longer. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash inflow associated with the sale or maturity (principal being due) of securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash inflow associated with the sale of securities that had been designated as held-to-maturity. Excludes proceeds from maturities, prepayments and calls by the issuer. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash inflow from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of expense related to estimated loss from loan and lease transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cash outflow for debt initially having maturity due after one year or beyond the normal operating cycle, if longer. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
Value transferred out of real estate owned (REO) in noncash transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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