-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, GsENckPF7ha3UsKR14Nw4kGMDfnIm/UFmm6C/Sd2oIcPZ6zk+3nKDpAJqOxogIlV kmaxOTMi9xZ6CS1AmglDyw== 0000715072-04-000113.txt : 20040819 0000715072-04-000113.hdr.sgml : 20040819 20040818175634 ACCESSION NUMBER: 0000715072-04-000113 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20040818 ITEM INFORMATION: Financial statements and exhibits ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20040819 FILER: COMPANY DATA: COMPANY CONFORMED NAME: PEOPLES HOLDING CO CENTRAL INDEX KEY: 0000715072 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 640676974 STATE OF INCORPORATION: MS FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-13253 FILM NUMBER: 04984944 BUSINESS ADDRESS: STREET 1: 209 TROY ST STREET 2: P O BOX 709 CITY: TUPELO STATE: MS ZIP: 38802 BUSINESS PHONE: 6016801001 MAIL ADDRESS: STREET 1: 209 TROY ST STREET 2: P O BOX 709 CITY: TUPELO STATE: MS ZIP: 38802 8-K 1 qtrlydividendreleasedoc1.htm PHC 3RD QTR DIVIDEND RELEASE

SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934

August 18, 2004

Date of Report (Date of Earliest Event Reported)

THE PEOPLES HOLDING COMPANY

(Exact Name of Registrant as Specified in its Charter)


Mississippi	1-13253	64-0676974
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(I.R.S. Employer Identification Number)

209 Troy Street, Tupelo, Mississippi 38802-0709

(Address of Principal Executive Offices)(Zip Code)

Registrant’s Telephone Number: (662)680-1001

ITEM 7: FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.


(c)	The following exhibit is filed herewith:

	99.1 Press Release, dated August 18, 2004, issued by The Peoples Holding Company.

ITEM 9: REGULATION FD DISCLOSURE.

On August 18, 2004, The Peoples Holding Company issued a press release announcing the declaration of a quarterly cash dividend on its common stock of $0.21 per share payable October 1, 2004, to its shareholders of record on September 20, 2004. This reflects a $0.01 per share increase in its quarterly cash dividend. The press release is furnished as Exhibit 99.1 to this Form 8-K.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


	THE PEOPLES HOLDING COMPANY
	Registrant


DATE: August 18, 2004	/s/ E. Robinson McGraw
	E. Robinson McGraw
	President & Chief Executive Officer

EXHIBIT INDEX
EXHIBIT NUMBER	DESCRIPTION
99.1	Press Release, dated August 18, 2004, issued by The Peoples Holding Company.

EX-99 2 qtrlydividendreleasedoc2.htm PHC 3RD QTR DIVIDEND RELEASE

Exhibit 99.1


	The Peoples Holding Company (AMEX: PHC)
	P.O. Box 709
	Tupelo, MS 38801-0709
	Phone: (662) 680-1001
	Fax: (662) 680-1234
	www.phcfc.com

Press Release

For additional information, contact:


	Jim Gray
	Executive Vice President, Investor Relations & Planning Director
	(662) 680-1217

	Stuart Johnson
	Executive Vice President & Chief Financial Officer
	(662) 680-1472

Date:	August 18, 2004

The Peoples Holding Company Declares Dividend

At the monthly meeting on Tuesday, August 17, 2004, the board of directors of The Peoples Holding Company (AMEX: PHC) approved the payment of a quarterly cash dividend of twenty-one cents ($0.21) per share to be paid October 1, 2004, to shareholders of record September 20, 2004. This dividend represents a one-cent increase per share compared to the first quarter of 2004.

The Peoples Holding Company is the parent of The Peoples Bank & Trust Company, Mississippi's fourth largest commercial bank headquartered in the state, The Peoples Insurance Agency, Inc. and Renasant Bank of Germantown, Tennessee. PHC has assets in excess of $1.6 billion and operates 48 community bank, insurance and financial services offices in 29 cities in Mississippi and Tennessee.

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