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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 MLuohKIRCc9hsUEgWlh+cSY7fe1ReXjYIXgQhIL0upkwxmpxjtF+CY9Xv15ifb8r
 QnAjovOS4Kz3CgWzm7O46A==

<SEC-DOCUMENT>9999999997-06-014716.txt : 20060417
<SEC-HEADER>9999999997-06-014716.hdr.sgml : 20060417
<ACCEPTANCE-DATETIME>20060417112723
<PAPER>
ACCESSION NUMBER:		9999999997-06-014716
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20051231
FILED AS OF DATE:		20060411
DATE AS OF CHANGE:		20060417
EFFECTIVENESS DATE:		20060411

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			JUNIATA VALLEY FINANCIAL CORP
		CENTRAL INDEX KEY:			0000714712
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232235254
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-13232
		FILM NUMBER:		06024186

	BUSINESS ADDRESS:	
		STREET 1:		2 SOUTH MAIN ST
		STREET 2:		P O BOX 66
		CITY:			MIFFLINTOWN
		STATE:			PA
		ZIP:			17059-0066
		BUSINESS PHONE:		7174368211

	MAIL ADDRESS:	
		STREET 1:		BRIDGE AND MAIN STREETS
		STREET 2:		P O BOX 66
		CITY:			MIFFLINTOWN
		STATE:			PA
		ZIP:			17059-0066
</SEC-HEADER>
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<TYPE>ARS
<SEQUENCE>1
<FILENAME>9999999997-06-014716.paper
<DESCRIPTION>AUTO-GENERATED PAPER DOCUMENT
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This document was generated as part of a paper submission.
Please reference the Document Control Number 06024186 for access to the original document.
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