INCOME TAXES (Schedule of Deferred Tax Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred Tax Assets
Allowance for credit losses	$ 1,280	$ 847
Deferred directors' compensation	200	212
Employee and director benefits	229	252
Stock-based compensation	53	51
Investment in low income housing project	585	494
Fair value adjustments to acquired assets and liabilities	48	146
Tax credit carryforward	0	130
Lease liability	101	85
Unrealized loss on debt securities available for sale	1,716	1,638
Unrealized loss on debt securities held to maturity	8,501	9,536
Total deferred tax assets	12,713	13,391
Deferred Tax Liabilities
Depreciation	(101)	(124)
Right of use asset	(99)	(83)
Loan origination fees and costs	(592)	(559)
Prepaid expenses	(11)	(10)
Unrealized gain from securities impairment	(18)	(16)
Unrealized gain on derivatives	0	(56)
Annuity earnings	(77)	(73)
Fair value of mortgage servicing rights	(17)	(19)
Intangible assets	0	(26)
Goodwill	(437)	(429)
Other	(42)	(28)
Total deferred tax liabilities	(1,394)	(1,423)
Net deferred tax asset	$ 11,319	$ 11,968