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FAIR VALUE MEASUREMENT (Carrying Amounts and Estimated Fair Values of Financial Instruments) (Details) - USD ($)
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 31, 2022
Financial assets:          
Interest bearing deposits with banks $ 11,741,000 $ 390,000 $ 190,000 $ 222,000 $ 143,000
Debt securities available for sale 67,564,000 66,527,000 69,098,000 72,485,000 73,536,000
Debt securities held to maturity 198,147,000 189,221,000 202,266,000 209,376,000 209,887,000
Restricted investment in bank stock 1,707,000 2,476,000 2,483,000 3,318,000 3,666,000
Financial liabilities:          
Time deposits 552,018,000 556,823,000 544,677,000 524,214,000 512,381,000
Short-term borrowings 52,810,000 39,638,000 41,827,000 42,822,000 55,710,000
Long-term debt 20,000,000 20,000,000 20,000,000 20,000,000 20,000,000
Other interest bearing liabilities 951,000 $ 941,000 $ 1,006,000 $ 986,000 1,011,000
Carrying Value          
Financial assets:          
Cash and due from banks 17,189,000       10,856,000
Interest bearing deposits with banks 11,741,000       143,000
Debt securities available for sale 67,564,000       73,536,000
Debt securities held to maturity 200,644,000       209,565,000
Restricted investment in bank stock 1,707,000       3,666,000
Loans, net of allowance for credit losses 519,717,000       480,485,000
Interest rate swaps, assets         268,000
Accrued interest receivable 2,438,000       2,124,000
Financial liabilities:          
Time deposits 197,387,000       142,271,000
Securities sold under agreements to repurchase 12,810,000       7,585,000
Short-term borrowings 40,000,000       48,125,000
Long-term debt 20,000,000       20,000,000
Other interest bearing liabilities 951,000       1,011,000
Accrued interest payable 1,397,000       333,000
Off-balance sheet financial instruments:          
Commitments to extend credit 0       0
Letters of credit 0       0
Fair Value          
Financial assets:          
Cash and due from banks 17,189,000       10,856,000
Interest bearing deposits with banks 11,741,000       143,000
Debt securities available for sale 67,564,000       73,536,000
Debt securities held to maturity 198,147,000       209,887,000
Loans, net of allowance for credit losses 500,439,000       467,667,000
Interest rate swaps, assets         268,000
Accrued interest receivable 2,438,000       2,124,000
Financial liabilities:          
Time deposits 194,219,000       134,417,000
Short-term borrowings 39,868,000       48,122,000
Long-term debt 19,638,000       19,156,000
Other interest bearing liabilities 947,000       1,009,000
Accrued interest payable 1,397,000       333,000
Off-balance sheet financial instruments:          
Commitments to extend credit 0       0
Letters of credit $ 0       $ 0