Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Operating activities:
Net income	$ 1,038	$ 1,413
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	356	15
Depreciation	206	196
Net amortization of securities premiums	228	133
Net amortization of loan origination fees	5	20
Deferred net loan origination costs	(83)	(47)
Amortization of intangibles	19	22
Amortization of investment in low-income housing partnerships	200	200
Net amortization of purchase fair value adjustments	(27)	(31)
Net realized (gain) loss on sales and calls of available for sale securities	(11)	56
Change in value of equity securities	172	(9)
Earnings on bank owned life insurance and annuities	(64)	(69)
Deferred income tax expense	125	24
Stock-based compensation expense	29	19
Proceeds from mortgage loans sold to others	20	24
Mortgage banking income	(16)	(17)
(Increase) decrease in accrued interest receivable and other assets	(1,561)	483
Decrease in accrued interest payable and other liabilities	(109)	(61)
Net cash provided by operating activities	527	2,371
Investing activities:
Purchases of: Securities available for sale	(23,275)	(11,214)
Purchases of: FHLB stock		(94)
Purchases of: Premises and equipment	(136)	(96)
Purchases of: Bank owned life insurance and annuities	(6)	(6)
Proceeds from: Sales of securities available for sale	15,704	11,107
Proceeds from: Maturities of and principal repayments on securities available for sale	22,339	3,512
Proceeds from: Redemption of FHLB stock	406
Investment in low income housing partnerships		(90)
Net decrease in interest bearing time deposits with banks	490	490
Net decrease in loans	10,698	2,654
Net cash provided by investing activities	26,220	6,263
Financing activities:
Net increase in deposits	9,991	2,135
Net decrease in short-term borrowings and securities sold under agreements to repurchase	(10,346)	(11,828)
Issuance of long-term debt		15,000
Repayment of long-term debt		(5,000)
Cash dividends	(1,122)	(1,120)
Purchase of treasury stock	(186)
Net cash used in financing activities	(1,663)	(813)
Net increase in cash and cash equivalents	25,084	7,821
Cash and cash equivalents at beginning of year	12,740	16,456	$ 16,456
Cash and cash equivalents at end of period	37,824	24,277	$ 12,740
Supplemental information:
Interest paid	$ 1,135	933
Supplemental schedule of noncash investing and financing activities:
Right-of-Use assets obtained in exchange for lease obligations		$ 556