Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
Assets:
Cash and due from banks	$ 14,280	$ 9,839
Interest bearing deposits with banks	35	58
Federal funds sold	1,013
Cash and cash equivalents	15,328	9,897
Interest bearing time deposits with banks	3,535	350
Equity securities	1,162
Securities available for sale	138,650	153,824
Restricted investment in bank stock	2,170	3,104
Investment in unconsolidated subsidiary		4,812
Total loans	418,075	383,904
Less: Allowance for loan losses	(3,038)	(2,939)
Total loans, net of allowance for loan losses	415,037	380,965
Premises and equipment, net	8,659	8,887
Other real estate owned	188	355
Bank owned life insurance and annuities	15,862	14,972
Investment in low income housing partnerships	4,745	5,245
Core deposit and other intangible assets	429	195
Goodwill	9,139	5,448
Mortgage servicing rights	208	225
Accrued interest receivable and other assets	5,577	3,666
Total assets	620,689	591,945
Liabilities:
Non-interest bearing deposits	123,709	115,911
Interest bearing deposits	406,078	361,757
Total deposits	529,787	477,668
Securities sold under agreements to repurchase	3,759	9,769
Short-term borrowings	593	12,000
Long-term debt	15,000	25,000
Other interest bearing liabilities	1,568	1,593
Accrued interest payable and other liabilities	4,600	6,528
Total liabilities	555,307	532,558
Stockholders' Equity:
Preferred stock, no par value: Authorized - 500,000 shares, none issued
Common stock, par value $1.00 per share: Authorized 20,000,000 shares Issued - 5,134,249 shares at September 30, 2018; 4,811,611 shares at December 31, 2017 Outstanding - 5,093,536 shares at September 30, 2018; 4,767,656 shares at December 31, 2017	5,134	4,811
Surplus	24,800	18,565
Retained earnings	42,023	40,876
Accumulated other comprehensive loss	(5,802)	(4,034)
Cost of common stock in Treasury: 40,713 shares at September 30, 2018; 43,955 shares at December 31, 2017	(773)	(831)
Total stockholders' equity	65,382	59,387
Total liabilities and stockholders' equity	$ 620,689	$ 591,945