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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Operating activities:    
Net income $ 2,066 $ 2,015
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 137 166
Depreciation 240 255
Net amortization of securities premiums 266 222
Net amortization of loan origination (fees) costs (16) 35
Deferred net loan origination costs (52) (38)
Amortization of core deposit intangible 22 22
Amortization of investment in low income housing partnership 239 145
Net realized gains on calls of securities (7) (1)
Net loss (gain) on sales of other real estate owned 11 (34)
Earnings on bank owned life insurance and annuities (191) (205)
Deferred income tax expense 48 230
Equity in earnings of unconsolidated subsidiary, net of dividends of $27 and $25 (67) (79)
Stock-based compensation expense 23 14
Mortgage loans originated for sale (1,325) (5,952)
Proceeds from loans sold to others 1,402 5,709
Gains on sales of loans (85) (181)
Gain from life insurance proceeds (165)  
(Increase) decrease in accrued interest receivable and other assets (678) 147
Decrease in accrued interest payable and other liabilities (148) (500)
Net cash provided by operating activities 1,720 1,970
Investing activities:    
Purchases of: Securities available for sale (52,832) (34,280)
Purchases of: FHLB stock (654) (7)
Purchases of: Premises and equipment (72) (40)
Purchases of: Bank owned life insurance and annuities (35) (43)
Proceeds from: Sales of securities available for sale 7,120  
Proceeds from: Maturities of and principal repayments on securities available for sale 18,681 25,042
Proceeds from: Bank owned life insurance and annuities 4 4
Proceeds from: Life insurance claim 615  
Proceeds from: Sale of other real estate owned 167 423
Proceeds from: Sale of other assets   18
Investment in low income housing partnership (335) (317)
Net (increase) decrease in loans (822) 1,075
Net cash used in investing activities (28,163) (8,125)
Financing activities:    
Net change in deposits 13,684 3,965
Net change in securities sold under agreements to repurchase and short-term borrowings (7,736) (1,081)
Issuance of long-term debt 22,500  
Cash dividends (1,847) (1,857)
Purchase of treasury stock (173) (108)
Treasury stock issued for employee stock plans 59 48
Net cash provided by financing activities 26,487 967
Net increase (decrease) in cash and cash equivalents 44 (5,188)
Cash and cash equivalents at beginning of year 8,613 14,397
Cash and cash equivalents at end of period 8,657 9,209
Supplemental information:    
Interest paid 1,277 1,546
Income taxes paid 50 695
Supplemental schedule of noncash investing and financing activities:    
Transfer of loans to other real estate owned 278 78
Transfer of loans to other assets   $ 18