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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Operating activities:      
Net income $ 4,001 $ 3,648 $ 4,680
Adjustments to reconcile net income to net cash provided by operating activities:      
Provision for loan losses 415 1,411 364
Depreciation 497 524 581
Net amortization of securities premiums 440 412 369
Net amortization of loan origination costs (fees) 25 (31) 43
Deferred net loan origination fees (costs) 15 (32) (9)
Amortization of intangibles 45 45 45
Amortization of investment in low income housing partnership 448    
Net realized loss (gain) on calls of securities 2 (2) (6)
Net (gain) loss on sales of other real estate owned (39) 34 (56)
Earnings on bank owned life insurance and annuities (416) (450) (478)
Deferred tax expense (benefit) 662 (64) (20)
Equity in earnings of unconsolidated subsidiary, net of dividends of $47, $45 and $29 (190) (204) (234)
Stock-based compensation expense 30 25 26
Mortgage loans originated for sale (8,173) (11,057)  
Proceeds from loans sold to others 8,442 11,526  
Gains on sales of loans (338) (567)  
Gain from life insurance proceeds   (53)  
Decrease in accrued interest receivable and other assets 930 478 190
(Decrease) increase in accrued interest payable and other liabilities (997) 167 86
Net cash provided by operating activities 5,799 5,810 5,581
Investing activities:      
Purchases of: Securities available for sale (45,446) (87,319) (87,131)
Purchases of: FHLB stock (241) (26)  
Purchases of: Premises and equipment (355) (286) (224)
Purchases of: Bank owned life insurance and annuities (68) (70) (70)
Proceeds from: Maturities of and principal repayments on securities available for sale 38,973 75,816 56,034
Proceeds from: Redemption of FHLB stock     388
Proceeds from: Bank owned life insurance and annuities 8 13 23
Proceeds from: Proceeds from life insurance claim   200  
Proceeds from: Sale of other real estate owned 780 988 612
Proceeds from: Sale of other assets 18 2 9
Investment in low income housing partnership (642) (3,403)  
Net decrease in interest bearing time deposits with banks 598 249 249
Net (increase) decrease in loans (2,359) 10,160 7,537
Net cash used in investing activities (8,734) (3,676) (22,573)
Financing activities:      
Net (decrease) increase in deposits (7,106) 86 9,875
Net increase in short-term borrowings and securities sold under agreements to repurchase 8,361 1,936 186
Cash dividends (3,707) (3,724) (3,648)
Purchase of treasury stock (445) (360) (589)
Treasury stock issued for employee stock plans 48 151 66
Net cash (used in) provided by financing activities (2,849) (1,911) 5,890
Net (decrease) increase in cash and cash equivalents (5,784) 223 (11,102)
Cash and cash equivalents at beginning of year 14,397 14,174 25,276
Cash and cash equivalents at end of year 8,613 14,397 14,174
Supplemental information:      
Interest paid 2,967 3,715 4,669
Income taxes paid 695 1,135 1,200
Supplemental schedule of noncash investing and financing activities:      
Transfer of loans to other real estate owned 594 1,023 571
Transfer of loans to other assets $ 18   $ 22