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Stockholders' Equity And Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2013
Stockholders' Equity And Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements

The table below provides a comparison of the Company’s and the Bank’s risk-based capital ratios and leverage ratios to the minimum regulatory requirements for the periods indicated (dollars in thousands).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Juniata Valley Financial Corp. (Consolidated)

 

 

 

 

Minimum Requirement

 

 

 

 

 

 

 

 

 

 

 

 

For Capital

 

 

 

 

 

 

 

Actual

 

 

Adequacy Purposes

 

 

 

 

 

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

 

 

 

As of December 31, 2013:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital

$

51,888 

 

17.97% 

 

$

23,105 

 

8.00% 

 

 

 

 

 

    (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

49,461 

 

17.13% 

 

 

11,553 

 

4.00% 

 

 

 

 

 

    (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

49,461 

 

11.04% 

 

 

17,915 

 

4.00% 

 

 

 

 

 

    (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2012:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital

$

52,803 

 

18.28% 

 

$

23,103 

 

8.00% 

 

 

 

 

 

    (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

49,506 

 

17.14% 

 

 

11,552 

 

4.00% 

 

 

 

 

 

    (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

49,506 

 

10.96% 

 

 

18,074 

 

4.00% 

 

 

 

 

 

    (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum Regulatory

 

 

 

 

 

 

 

 

 

 

 

 

Requirements to be

The Juniata Valley Bank

 

 

 

 

 

 

Minimum Requirement

 

 

"Well Capitalized"

 

 

 

 

 

 

 

For Capital

 

 

under Prompt

 

 

Actual

 

 

Adequacy Purposes

 

 

Corrective Action Provisions

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

As of December 31, 2013:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital

$

46,530 

 

16.35% 

 

$

22,773 

 

8.00% 

 

$

28,467 

 

10.00% 

    (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

44,185 

 

15.52% 

 

 

11,387 

 

4.00% 

 

 

17,080 

 

6.00% 

    (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

44,185 

 

9.97% 

 

 

17,723 

 

4.00% 

 

 

22,154 

 

5.00% 

    (to Average Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2012:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital

$

47,812 

 

16.79% 

 

$

22,780 

 

8.00% 

 

$

28,475 

 

10.00% 

    (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

44,519 

 

15.63% 

 

 

11,390 

 

4.00% 

 

 

17,085 

 

6.00% 

    (to Risk Weighted Assets)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Capital

 

44,519 

 

9.99% 

 

 

17,822 

 

4.00% 

 

 

22,277 

 

5.00% 

    (to Average Assets)