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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Operating activities:    
Net income $ 3,034 $ 2,765
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 266 1,237
Depreciation and amortization 376 396
Net amortization of securities premiums 335 298
Net amortization of loan origination costs 25 13
Deferred net loan origination fees (costs) 5 (53)
Amortization of core deposit intangible 34 34
Amortization of investment in low income housing partnership 290  
Securities impairment charge 0  
Net realized gains on calls of securities   (2)
Net (gains) losses on sales of other real estate owned (37) 3
Earnings on bank owned life insurance and annuities (317) (345)
Deferred income tax expense (benefit) 312 (138)
Equity in earnings of unconsolidated subsidiary, net of dividends of $36 and $35 (110) (145)
Stock-based compensation expense 23 17
Mortgage loans originated for sale (6,911) (7,845)
Proceeds from loans sold to others 7,129 8,193
Net gains on sales of loans (265) (420)
Increase in accrued interest receivable and other assets (140) (1,163)
Decrease in accrued interest payable and other liabilities (481) (137)
Net cash provided by operating activities 3,568 2,708
Investing activities:    
Purchases of: Securities available for sale (39,001) (71,427)
Purchases of: Premises and equipment (73) (127)
Purchases of: Bank owned life insurance and annuities (64) (65)
Proceeds from: Maturities of and principal repayments on securities available for sale 30,847 57,948
Proceeds from: (Purchase) redemption of FHLB stock (339) 313
Proceeds from: Bank owned life insurance and annuities 6 11
Proceeds from: Proceeds from life insurance claim   147
Proceeds from: Sale of other real estate owned 444 504
Proceeds from: Sale of other assets 18 2
Investment in low income housing partnership (477) (1,910)
Net decrease in interest bearing time deposits with banks 598 249
Net (increase) decrease in loans (6,834) 9,633
Net cash used in investing activities (14,875) (4,722)
Financing activities:    
Net change in deposits (3,009) 6,644
Net change in securities sold under agreements to repurchase and short-term borrowings 12,907 768
Cash dividends (2,784) (2,793)
Purchase of treasury stock (440) (85)
Treasury stock issued for employee stock plans 48 153
Net cash provided by financing activities 6,722 4,687
Net (decrease) increase in cash and cash equivalents (4,585) 2,673
Cash and cash equivalents at beginning of year 14,397 14,174
Cash and cash equivalents at end of period 9,812 16,847
Supplemental information:    
Interest paid 2,273 2,767
Income taxes paid 695 825
Supplemental schedule of noncash investing and financing activities:    
Transfer of loans to other real estate owned 424 993
Transfer of loans to other assets $ 18