XML 23 R26.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans and Related Allowace for Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2013
Loans and Related Allowance for Credit Losses [Abstract]  
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating

The following table presents the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of September 30, 2013 and December 31, 2012 (in thousands):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of September 30, 2013

Pass

 

Special Mention

 

Substandard

 

Doubtful

 

Total

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and agricultural

$
18,695 

 

$
5,662 

 

$
287 

 

$

 -

 

$
24,644 

Real estate - commercial

 
60,194 

 

 
10,193 

 

 
6,671 

 

 
224 

 

 
77,282 

Real estate - construction

 
15,408 

 

 
1,572 

 

 
1,364 

 

 
1,953 

 

 
20,297 

Real estate - mortgage

 
133,841 

 

 
3,403 

 

 
4,305 

 

 
1,669 

 

 
143,218 

Obligations of states and political subdivisions

 
12,724 

 

 
29 

 

 

 -

 

 

 -

 

 
12,753 

Personal

 
4,578 

 

 

 -

 

 
10 

 

 

 -

 

 
4,588 

Total

$
245,440 

 

$
20,859 

 

$
12,637 

 

$
3,846 

 

$
282,782 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2012

Pass

 

Special Mention

 

Substandard

 

Doubtful

 

Total

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and agricultural

$
17,570 

 

$
904 

 

$
822 

 

$

 -

 

$
19,296 

Real estate - commercial

 
55,198 

 

 
8,939 

 

 
5,010 

 

 
40 

 

 
69,187 

Real estate - construction

 
14,001 

 

 
1,022 

 

 
867 

 

 
2,202 

 

 
18,092 

Real estate - mortgage

 
144,179 

 

 
3,864 

 

 
2,350 

 

 
2,729 

 

 
153,122 

Obligations of states and political subdivisions

 
12,769 

 

 

 -

 

 

 -

 

 

 -

 

 
12,769 

Personal

 
5,024 

 

 
10 

 

 

 -

 

 

 -

 

 
5,034 

Total

$
248,741 

 

$
14,739 

 

$
9,049 

 

$
4,971 

 

$
277,500 

 

Impaired Loans by Loan Portfolio Class

The following tables summarize information regarding impaired loans by portfolio class as of September 30, 2013 and December 31, 2012 (in thousands):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of September 30, 2013

 

 

As of December 31, 2012

Impaired loans

 

Recorded Investment

 

Unpaid Principal Balance

 

Related Allowance

 

Recorded Investment

 

Unpaid Principal Balance

 

Related Allowance

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

agricultural

 

$
120 

 

 
120 

 

$

 -

 

$
160 

 

$
160 

 

$

 -

Real estate - commercial

 

 
2,677 

 

 
2,801 

 

 

 -

 

 
2,672 

 

 
2,672 

 

 

 -

Real estate - construction

 

 
168 

 

 
231 

 

 

 -

 

 
2,004 

 

 
2,197 

 

 

 -

Real estate - mortgage

 

 
3,802 

 

 
5,069 

 

 

 -

 

 
487 

 

 
523 

 

 

 -

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate - construction

 

$
1,952 

 

$
2,103 

 

$
233 

 

$
198 

 

$
198 

 

$
91 

Real estate - mortgage

 

 
541 

 

 
577 

 

 
139 

 

 
2,141 

 

 
2,141 

 

 
1,036 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

agricultural

 

$
120 

 

$
120 

 

$

 -

 

$
160 

 

$
160 

 

$

 -

Real estate - commercial

 

 
2,677 

 

 
2,801 

 

 

 -

 

 
2,672 

 

 
2,672 

 

 

 -

Real estate - construction

 

 
2,120 

 

 
2,334 

 

 
233 

 

 
2,202 

 

 
2,395 

 

 
91 

Real estate - mortgage

 

 
4,343 

 

 
5,646 

 

 
139 

 

 
2,628 

 

 
2,664 

 

 
1,036 

 

 

$
9,260 

 

$
10,901 

 

$
372 

 

$
7,662 

 

$
7,891 

 

$
1,127 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three Months Ended  September 30,  2013

 

Three Months Ended September 30, 2012

Impaired loans

 

Average Recorded Investment

 

Interest Income Recognized

 

Cash Basis Interest Income

 

Average Recorded Investment

 

Interest Income Recognized

 

Cash Basis Interest Income

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

agricultural

 

$
131 

 

$
2 

 

$

 -

 

$
189 

 

$
4 

 

$

 -

Real estate - commercial

 

 
2,644 

 

 
21 

 

 
8 

 

 
2,730 

 

 
10 

 

 
3 

Real estate - construction

 

 
169 

 

 

 -

 

 
3 

 

 
1,297 

 

 

 -

 

 

 -

Real estate - mortgage

 

 
3,681 

 

 
27 

 

 
9 

 

 
452 

 

 

 -

 

 

 -

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate - commercial

 

$
124 

 

$

 -

 

$

 -

 

$

 -

 

$

 -

 

$

 -

Real estate - construction

 

 
2,073 

 

 

 -

 

 

 -

 

 
1,108 

 

 

 -

 

 
11 

Real estate - mortgage

 

 
456 

 

 

 -

 

 
4 

 

 
2,686 

 

 

 -

 

 

 -

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

agricultural

 

$
131 

 

$
2 

 

$

 -

 

$
189 

 

$
4 

 

$

 -

Real estate - commercial

 

 
2,768 

 

 
21 

 

 
8 

 

 
2,730 

 

 
10 

 

 
3 

Real estate - construction

 

 
2,242 

 

 

 -

 

 
3 

 

 
2,405 

 

 

 -

 

 
11 

Real estate - mortgage

 

 
4,137 

 

 
27 

 

 
13 

 

 
3,138 

 

 

 -

 

 

 -

 

 

$
9,278 

 

$
50 

 

$
24 

 

$
8,462 

 

$
14 

 

$
14 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Nine Months Ended  September 30,  2013

 

Nine Months Ended September 30, 2012

Impaired loans

 

Average Recorded Investment

 

Interest Income Recognized

 

Cash Basis Interest Income

 

Average Recorded Investment

 

Interest Income Recognized

 

Cash Basis Interest Income

With no related allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

agricultural

 

$
140 

 

$
7 

 

$

 -

 

$
210 

 

$
11 

 

$

 -

Real estate - commercial

 

 
2,675 

 

 
63 

 

 
16 

 

 
2,513 

 

 
91 

 

 
3 

Real estate - construction

 

 
1,086 

 

 

 -

 

 
5 

 

 
1,009 

 

 

 -

 

 

 -

Real estate - mortgage

 

 
2,145 

 

 
38 

 

 
21 

 

 
1,308 

 

 

 -

 

 

 -

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate - construction

 

$
1,075 

 

$

 -

 

$

 -

 

$
1,126 

 

$

 -

 

$
11 

Real estate - mortgage

 

 
1,341 

 

 

 -

 

 
7 

 

 
2,592 

 

 

 -

 

 

 -

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

agricultural

 

$
140 

 

$
7 

 

$

 -

 

$
210 

 

$
11 

 

$

 -

Real estate - commercial

 

 
2,675 

 

 
63 

 

 
16 

 

 
2,513 

 

 
91 

 

 
3 

Real estate - construction

 

 
2,161 

 

 

 -

 

 
5 

 

 
2,135 

 

 

 -

 

 
11 

Real estate - mortgage

 

 
3,486 

 

 
38 

 

 
28 

 

 
3,900 

 

 

 -

 

 

 -

 

 

$
8,462 

 

$
108 

 

$
49 

 

$
8,758 

 

$
102 

 

$
14 

 

Nonaccrual Loans by Classes of the Loan Portfolio

The following table presents nonaccrual loans by classes of the loan portfolio as of September  30,  2013 and December 31, 2012 (in thousands):

 

 

 

 

 

 

 

 

Nonaccrual loans:

 

September 30, 2013

 

 

December 31, 2012

Commercial, financial and agricultural

$
12 

 

$
20 

Real estate - commercial

 
1,523 

 

 
1,835 

Real estate - construction

 
2,121 

 

 
2,376 

Real estate - mortgage

 
3,397 

 

 
4,615 

Total

$
7,053 

 

$
8,846 

 

Loan Portfolio Summarized by the Past Due Status

The following table presents the classes of the loan portfolio summarized by the past due status as of September 30, 2013 and December 31, 2012 (in thousands):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of September 30,  2013

 

30-59 Days Past Due

 

 

60-89 Days Past Due

 

 

Greater than 90 Days

 

 

Total Past Due

 

 

Current

 

 

Total Loans

 

 

Loans Past Due greater than 90 Days and Accruing

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and agricultural

$
10 

 

$
22 

 

$
165 

 

$
197 

 

$
24,447 

 

$
24,644 

 

$
153 

Real estate - commercial

 

 -

 

 
610 

 

 
1,137 

 

 
1,747 

 

 
75,535 

 

 
77,282 

 

 
61 

Real estate - construction

 
661 

 

 
170 

 

 
1,919 

 

 
2,750 

 

 
17,547 

 

 
20,297 

 

 

 -

Real estate - mortgage

 
834 

 

 
1,478 

 

 
3,201 

 

 
5,513 

 

 
137,705 

 

 
143,218 

 

 
569 

Obligations of states and political subdivisions

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 
12,753 

 

 
12,753 

 

 

 -

Personal

 
55 

 

 
4 

 

 
2 

 

 
61 

 

 
4,527 

 

 
4,588 

 

 
2 

Total

$
1,560 

 

$
2,284 

 

$
6,424 

 

$
10,268 

 

$
272,514 

 

$
282,782 

 

$
785 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2012

 

30-59 Days Past Due

 

 

60-89 Days Past Due

 

 

Greater than 90 Days

 

 

Total Past Due

 

 

Current

 

 

Total Loans

 

 

Loans Past Due greater than 90 Days and Accruing

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and agricultural

$
30 

 

$

 -

 

$
191 

 

$
221 

 

$
19,075 

 

$
19,296 

 

$
171 

Real estate - commercial

 
295 

 

 
819 

 

 
1,928 

 

 
3,042 

 

 
66,145 

 

 
69,187 

 

 
93 

Real estate - construction

 
9 

 

 
136 

 

 
2,335 

 

 
2,480 

 

 
15,612 

 

 
18,092 

 

 
156 

Real estate - mortgage

 
1,359 

 

 
3,131 

 

 
4,428 

 

 
8,918 

 

 
144,204 

 

 
153,122 

 

 
320 

Obligations of states and political subdivisions

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 
12,769 

 

 
12,769 

 

 

 -

Personal

 
29 

 

 
25 

 

 
2 

 

 
56 

 

 
4,978 

 

 
5,034 

 

 
2 

Total

$
1,722 

 

$
4,111 

 

$
8,884 

 

$
14,717 

 

$
262,783 

 

$
277,500 

 

$
742 

 

Troubled Debt Restructurings on Financing Receivables

The following table summarizes information regarding troubled debt restructurings by loan portfolio class at September 30, 2013, in thousands of dollars. There were no loans identified as troubled debt restructurings during 2012.

 

 

 

 

 

 

 

 

 

 

 

 

 

Number of Contracts

 

Pre-Modification Outstanding Recorded Investment

 

Post-Modification Outstanding Recorded Investment

 

Recorded Investment

As of September 30, 2013

 

 

 

 

 

 

 

 

 

 

Accruing troubled debt restructurings:

 

 

 

 

 

 

 

 

 

 

  Real estate - commercial

1

 

$
64 

 

$
61 

 

$
61 

Real estate - mortgage

5

 

 
558 

 

 
569 

 

 
569 

 

6

 

$
622 

 

$
630 

 

$
630 

 

The following table summarizes loans whose terms have been modified resulting in troubled debt restructurings during the three and nine months ended September 30, 2013, in thousands of dollars:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Number of Contracts

 

Pre-Modification Outstanding Recorded Investment

 

Post-Modification Outstanding Recorded Investment

 

Recorded Investment

Three months ended September 30, 2013

 

 

 

 

 

 

 

 

 

 

Accruing troubled debt restructurings:

 

 

 

 

 

 

 

 

 

 

Real estate - mortgage

1

 

$
46 

 

$
50 

 

$
50 

 

1

 

$
46 

 

$
50 

 

$
50 

 

 

 

 

 

 

 

 

 

 

 

Nine months ended  September  30, 2013

 

 

 

 

 

 

 

 

 

 

Accruing troubled debt restructurings:

 

 

 

 

 

 

 

 

 

 

  Real estate - commercial

1

 

$
64 

 

$
61 

 

$
61 

Real estate - mortgage

5

 

 
558 

 

 
569 

 

 
569 

 

6

 

$
622 

 

$
630 

 

$
630 

 

Allowance for Loan Losses and Recorded Investments in Loans Receivable

The following tables summarize the activity in the allowance for loan losses and recorded investments in loans receivable (in thousands):

 

As of, and for the periods ended September 30, 2013

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Allowance for loan losses:

Commercial, financial and agricultural

 

Real estate - commercial

 

Real estate - construction

 

Real estate - mortgage

 

Obligations of states and political subdivisions

 

Personal

 

Total

Beginning Balance, July 1, 2013

$
200 

 

$
554 

 

$
258 

 

$
1,317 

 

$

 -

 

$
46 

 

$
2,375 

  Charge-offs

 

 -

 

 

 -

 

 

 -

 

 
(21)

 

 

 -

 

 
(3)

 

 
(24)

  Recoveries

 
14 

 

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 
2 

 

 
16 

  Provisions

 
28 

 

 
(39)

 

 
87 

 

 
24 

 

 

 -

 

 

 -

 

 
100 

Ending balance, September 30, 2013

$
242 

 

$
515 

 

$
345 

 

$
1,320 

 

$

 -

 

$
45 

 

$
2,467 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning Balance, January 1, 2013

$
179 

 

$
463 

 

$
202 

 

$
2,387 

 

$

 -

 

$
50 

 

$
3,281 

  Charge-offs

 
(4)

 

 

 -

 

 

 -

 

 
(1,080)

 

 

 -

 

 
(16)

 

 
(1,100)

  Recoveries

 
14 

 

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 
6 

 

 
20 

  Provisions

 
53 

 

 
52 

 

 
143 

 

 
13 

 

 

 -

 

 
5 

 

 
266 

Ending balance, September 30, 2013

$
242 

 

$
515 

 

$
345 

 

$
1,320 

 

$

 -

 

$
45 

 

$
2,467 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and agricultural

 

Real estate - commercial

 

Real estate - construction

 

Real estate - mortgage

 

Obligations of states and political subdivisions

 

Personal

 

Total

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

$
242 

 

$
515 

 

$
345 

 

$
1,320 

 

$

 -

 

$
45 

 

$
2,467 

evaluated for impairment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

individually

$

 -

 

$

 -

 

$
233 

 

$
139 

 

$

 -

 

$

 -

 

$
372 

collectively

$
242 

 

$
515 

 

$
112 

 

$
1,181 

 

$

 -

 

$
45 

 

$
2,095 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

$
24,644 

 

$
77,282 

 

$
20,297 

 

$
143,218 

 

$
12,753 

 

$
4,588 

 

$
282,782 

evaluated for impairment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

individually

$
120 

 

$
2,677 

 

$
2,120 

 

$
4,343 

 

$

 -

 

$

 -

 

$
9,260 

collectively

$
24,524 

 

$
74,605 

 

$
18,177 

 

$
138,875 

 

$
12,753 

 

$
4,588 

 

$
273,522 

 

 

 

As of, and for the periods ended September 30, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Allowance for loan losses:

Commercial, financial and agricultural

 

Real estate - commercial

 

Real estate - construction

 

Real estate - mortgage

 

Obligations of states and political subdivisions

 

Personal

 

Total

Beginning Balance, July 1, 2012

$
203 

 

$
432 

 

$
364 

 

$
2,873 

 

$

 -

 

$
61 

 

$
3,933 

  Charge-offs

 
(5)

 

 

 -

 

 

 -

 

 
(569)

 

 

 -

 

 

 -

 

 
(574)

  Recoveries

 
1 

 

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 
1 

  Provisions

 
(7)

 

 
6 

 

 
(1)

 

 
67 

 

 

 -

 

 
(5)

 

 
60 

Ending balance,September 30, 2012

$
192 

 

$
438 

 

$
363 

 

$
2,371 

 

$

 -

 

$
56 

 

$
3,420 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning Balance, January 1, 2012

$
195 

 

$
455 

 

$
442 

 

$
1,771 

 

$

 -

 

$
68 

 

$
2,931 

  Charge-offs

 
(9)

 

 

 -

 

 

 -

 

 
(745)

 

 

 -

 

 
(1)

 

 
(755)

  Recoveries

 
6 

 

 

 -

 

 

 -

 

 

 -

 

 

 -

 

 
1 

 

 
7 

  Provisions

 

 -

 

 
(17)

 

 
(79)

 

 
1,345 

 

 

 -

 

 
(12)

 

 
1,237 

Ending balance,September 30, 2012

$
192 

 

$
438 

 

$
363 

 

$
2,371 

 

$

 -

 

$
56 

 

$
3,420 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial, financial and agricultural

 

Real estate - commercial

 

Real estate - construction

 

Real estate - mortgage

 

Obligations of states and political subdivisions

 

Personal

 

Total

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

$
192 

 

$
438 

 

$
363 

 

$
2,371 

 

$

 -

 

$
56 

 

$
3,420 

evaluated for impairment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

individually

$

 -

 

$

 -

 

$
284 

 

$
1,072 

 

$

 -

 

$

 -

 

$
1,356 

collectively

$
192 

 

$
438 

 

$
79 

 

$
1,299 

 

$

 -

 

$
56 

 

$
2,064 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

$
19,223 

 

$
66,259 

 

$
14,751 

 

$
158,336 

 

$
14,303 

 

$
5,475 

 

$
278,347 

evaluated for impairment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

individually

$
181 

 

$
2,713 

 

$
2,399 

 

$
2,681 

 

$

 -

 

$

 -

 

$
7,974 

collectively

 
19,042 

 

$
63,546 

 

$
12,352 

 

$
155,655 

 

$
14,303 

 

$
5,475 

 

$
270,373 

 

 

As of December 31, 2012

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2012

Commercial, financial and agricultural

 

Real estate - commercial

 

Real estate - construction

 

Real estate - mortgage

 

Obligations of states and political subdivisions

 

Personal

 

Total

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

$
179 

 

$
463 

 

$
202 

 

$
2,387 

 

$

 -

 

$
50 

 

$
3,281 

evaluated for impairment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

individually

$

 -

 

$

 -

 

$
91 

 

$
1,036 

 

$

 -

 

$

 -

 

$
1,127 

collectively

$
179 

 

$
463 

 

$
111 

 

$
1,351 

 

$

 -

 

$
50 

 

$
2,154 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Ending balance

$
19,296 

 

$
69,187 

 

$
18,092 

 

$
153,122 

 

$
12,769 

 

$
5,034 

 

$
277,500 

evaluated for impairment

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

individually

$
160 

 

$
2,672 

 

$
2,202 

 

$
2,628 

 

$

 -

 

$

 -

 

$
7,662 

collectively

$
19,136 

 

$
66,515 

 

$
15,890 

 

$
150,494 

 

$
12,769 

 

$
5,034 

 

$
269,838