Consolidated Statements of Financial Condition (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 9,789	$ 14,261
Interest bearing deposits with banks	23	136
Cash and cash equivalents	9,812	14,397
Interest bearing time deposits with banks	249	847
Securities available for sale	128,153	122,338
Restricted investment in Federal Home Loan Bank (FHLB) stock	2,065	1,726
Investment in unconsolidated subsidiary	4,094	4,000
Loans	282,782	277,500
Less: Allowance for loan losses	(2,467)	(3,281)
Total loans, net of allowance for loan losses	280,315	274,219
Premises and equipment, net	6,169	6,472
Other real estate owned	445	428
Bank owned life insurance and annuities	14,754	14,402
Equity investment in low income housing project	3,983	3,796
Core deposit intangible	130	164
Goodwill	2,046	2,046
Accrued interest receivable and other assets	4,538	4,034
Total assets	456,753	448,869
Liabilities:
Non-interest bearing deposits	73,299	71,318
Interest bearing deposits	310,443	315,433
Total deposits	383,742	386,751
Securities sold under agreements to repurchase	4,480	3,836
Short-term borrowings	13,863	1,600
Other interest bearing liabilities	1,335	1,305
Accrued interest payable and other liabilities	4,393	5,080
Total liabilities	407,813	398,572
Stockholders' Equity:
Preferred stock, no par value: Authorized - 500,000 shares, none issued
Common stock, par value $1.00 per share: Authorized - 20,000,000 shares Issued - 4,745,826 shares Outstanding - 4,196,566 shares at September 30, 2013; 4,218,361 shares at December 31, 2012	4,746	4,746
Surplus	18,363	18,346
Retained earnings	39,074	38,824
Accumulated other comprehensive loss	(2,657)	(1,419)
Cost of common stock in Treasury: 549,260 shares at September 30, 2013; 527,465 shares at December 31, 2012	(10,586)	(10,200)
Total stockholders' equity	48,940	50,297
Total liabilities and stockholders' equity	$ 456,753	$ 448,869