UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) November 20, 2003

                           First Financial Corporation
             (Exact name of registrant as specified in its charter)

             Indiana                  000-16759                 35-1546989
 (State or other jurisdiction        (Commission              (IRS Employer
      of incorporation)              File Number)          Identification No.)

                                                                   47808
                P. O. Box 540, Terre Haute, Indiana              (Zip Code)
              (Address of principal executive offices)


Registrant's telephone number, including area code     812-238-6264

ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS.

(a)      Exhibits.

                  Exhibit Number:

                  99.1     Press Release, dated November 20, 2003 issued by
                  First Financial Corporation






ITEM 9.  REGULATION FD DISCLOSURE (INFORMATION PROVIDED UNDER ITEM 12 --
RESULTS OF OPERATIONS AND FINANCIAL CONDITION).

         The following information is being provided under Item 12 -- Results of
         Operations and Financial Condition. It is being furnished under Item 9
         of this Form 8-K in accordance with interim guidance issued by the SEC
         in Release No. 33-8216. Such information, including the Exhibit
         attached hereto, shall not be deemed "filed" for purposes of Section 18
         of the Securities Exchange Act of 1934.

         On November 20, 2003, First Financial Corporation issued a press
         release to report the declaration of the semi-annual dividend of $.36
         per share payable January 2, 2004 to shareholders of record on December
         5, 2003. The release is furnished as Exhibit 99.1 hereto.

                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                           First Financial Corporation



Dated:  December 21, 2003                  (s) Norman L. Lowery
                                           --------------------
                                               Norman L. Lowery
                                           Vice Chairman and Chief
                                             Executive Officer


Dated:  December 21, 2003                  (s) Michael A. Carty
                                           --------------------
                                               Michael A. Carty
                                      Secretary/Treasurer and Chief Financial
                                                        Officer