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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net Income (Loss) Attributable to Parent $ 52,987 $ 53,844 $ 48,872
Adjustments to reconcile net income to net cash provided by operating activities:      
Net (accretion) amortization on securities 8,433 7,184 4,848
Provision for credit loss expense 2,466 10,528 4,700
Securities (gains) losses (114) (233) (44)
Depreciation and amortization 6,154 6,092 4,826
Provision for deferred income taxes (1,568) (3,768) (2,841)
Net change in accrued interest receivable 982 1,566 (903)
Contribution of shares to ESOP 1,402 1,471 1,251
Stock compensation expense 807 820 801
Gain on sale of mortgage loans (5,003) (6,626) (2,573)
Loss (gain) on sales of other real estate 18 (761) 44
Origination of loans held for sale (115,144) (165,524) (79,454)
Proceeds from loans held for sale 123,079 170,834 79,454
Other, net (19,432) 1,998 (9,080)
NET CASH FROM OPERATING ACTIVITIES 55,067 77,425 49,901
CASH FLOWS FROM INVESTING ACTIVITIES:      
Sales of securities available-for-sale 9,369 28,161 3,259
Calls, maturities and principal reductions on securities available-for-sale 262,209 260,631 181,763
Purchases of securities available-for-sale (589,802) (365,998) (129,466)
Loans made to customers, net of payments 31,628 53,144 (47,169)
Net change in federal funds sold 10,463 7,199 (7,500)
Purchase of bank owned life insurance (10,000) 0 0
Redemption of restricted stock 0 600 3,588
Purchase of restricted stock (25) (18) (4,164)
Cash received (disbursed) from acquisitions (28,312) 0 (32,830)
Sale of other real estate 929 3,941 756
Additions to premises and equipment (3,835) (3,908) (1,103)
NET CASH FROM INVESTING ACTIVITIES (317,376) (16,248) (32,866)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net change in deposits 367,985 481,728 104,113
Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase (22,687) 35,942 (55,147)
Dividends paid (14,181) (14,273) (12,648)
Purchases of treasury stock (42,471) (9,220) (315)
Proceeds from FHLBank Borrowings, Financing Activities 0 16,700 217,000
Payments of FHLBank Borrowings, Financing Activities 1,000 42,010 217,000
NET CASH FROM FINANCING ACTIVITIES 287,646 468,867 36,003
NET CHANGE IN CASH AND CASH EQUIVALENTS 25,337 530,044 53,038
SUPPLEMENTAL DISCLOSURES OF CASH FLOW AND NONCASH INFORMATION:      
Interest Paid, Excluding Capitalized Interest, Operating Activities 9,144 14,845 16,339
Income Taxes 15,025 7,549 9,595
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $ 682,807 $ 657,470 $ 127,426