CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 682,807	$ 657,470
Federal funds sold	308	301
Fair Value	1,364,734	1,020,744
Loans, net of allowance of $19,909 in 2017 and $18,773 in 2016	2,767,590	2,566,218
Restricted stock	16,200	14,812
Accrued interest receivable	16,946	16,957
Premises and equipment, net	69,522	62,063
Bank-owned life insurance	116,997	95,849
Goodwill	86,135	78,592
Other intangible assets	8,024	8,972
Other real estate owned	108	1,012
Other assets	45,728	37,530
TOTAL ASSETS	5,175,099	4,560,520
Deposits:
Non-interest-bearing	914,933	732,694
Interest-bearing:
Certificates of deposit that meet or exceed the FDIC insurance limit	74,015	107,764
Interest-bearing Domestic Deposit, Other	3,420,621	2,915,487
Total Deposits	4,409,569	3,755,945
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	93,374	116,061
Other borrowings	15,937	5,859
Other liabilities	73,643	85,663
TOTAL LIABILITIES	4,592,523	3,963,528
Shareholders’ equity
Common stock, $1.25 stated value per share, Authorized shares- 40,000,000, Issued shares - 16,096,313 in 2021 and 16,075,154 in 2020, Outstanding shares - 12,629,893 in 2021 and 13,558,511 in 2020	2,009	2,007
Additional paid-in capital	141,979	140,820
Retained earnings	559,139	521,103
Accumulated other comprehensive income (loss)	(2,426)	9,764
Less: Treasury shares at cost-3,466,420 in 2021 and 2,516,643 in 2020	(118,125)	(76,702)
TOTAL SHAREHOLDERS’ EQUITY	582,576	596,992
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 5,175,099	$ 4,560,520