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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
INTEREST INCOME:    
Loans, including related fees $ 23,623 $ 21,941
Securities:    
Taxable 3,593 3,757
Tax-exempt 1,840 1,827
Other 321 321
TOTAL INTEREST INCOME 29,377 27,846
INTEREST EXPENSE:    
Deposits 1,764 1,275
Short-term borrowings 99 44
Other borrowings 41 20
TOTAL INTEREST EXPENSE 1,904 1,339
NET INTEREST INCOME 27,473 26,507
Provision for loan losses 1,473 1,596
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 26,000 24,911
NON-INTEREST INCOME:    
Trust and financial services 1,415 1,317
Service charges and fees on deposit accounts 2,885 2,777
Other service charges and fees 3,144 3,185
Net securities gains (losses) 0 2
Insurance commissions 32 22
Gain on Sale of certain assets and liabilities of Insurance Brokerage Operation 0 0
Gain on sales of mortgage loans 340 327
Other 287 3,419
TOTAL NON-INTEREST INCOME 8,103 11,049
NON-INTEREST EXPENSE:    
Salaries and employee benefits 12,965 13,075
Occupancy expense 1,781 1,768
Equipment expense 1,693 1,797
FDIC Expense 227 233
Other 6,545 5,704
TOTAL NON-INTEREST EXPENSE 23,211 22,577
INCOME BEFORE INCOME TAXES 10,892 13,383
Income tax expense 1,939 4,014
NET INCOME 8,953 9,369
OTHER COMPREHENSIVE INCOME (LOSS)    
Change in unrealized gains/losses on securities, net of reclassifications (7,699) 3,188
Change in funded status of post retirement benefits 281 183
COMPREHENSIVE INCOME (LOSS) $ 1,535 $ 12,740
PER SHARE DATA    
Basic and Diluted Earnings per Share (in dollars per share) $ 0.73 $ 0.77
Weighted average number of shares outstanding (in thousands) 12,248 12,217