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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net Income $ 29,131 $ 38,413 $ 30,196
Adjustments to reconcile net income to net cash provided by operating activities:      
Net (accretion) amortization on securities 3,786 3,695 2,940
Provision for loan losses 5,295 3,300 4,700
Securities (gains) losses (59) (34) (17)
Depreciation and amortization 4,426 4,968 5,490
Provision for deferred income taxes (4,241) (1,512) (924)
Net change in accrued interest receivable (602) (578) (140)
Contribution of shares to ESOP 1,062 1,361 1,294
Gain on Sale of certain assets and liabilities of Insurance Brokerage Operation 0 (12,822) 0
Stock compensation expense 706 684 684
Gain on sale of mortgage loans (1,688) (1,842) (1,998)
Loss (gain) on sales of other real estate 108 93 116
Origination of loans held for sale (62,712) (68,945) (72,303)
Proceeds from loans held for sale 66,265 71,010 75,542
Other, net 8,658 3,401 (4,325)
NET CASH FROM OPERATING ACTIVITIES 50,135 41,192 41,255
CASH FLOWS FROM INVESTING ACTIVITIES:      
Sales of securities available-for-sale 9,743 0 3,735
Calls, maturities and principal reductions on securities available-for-sale 141,819 168,506 150,315
Purchases of securities available-for-sale (111,138) (150,893) (149,181)
Loans made to customers, net of payments (72,463) (80,434) 12,901
Net change in federal funds sold 6,952 2,863 (1,815)
Redemption of restricted stock 0 500 5,587
Purchase of restricted stock (20) (21) (21)
Payments to Acquire Intangible Assets 0 0 103
Proceeds from sale 0 16,895 0
Sale of other real estate 1,419 1,583 1,638
Additions to premises and equipment (2,979) (3,049) (3,393)
NET CASH FROM INVESTING ACTIVITIES (26,667) (44,050) 19,663
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net change in deposits 30,121 (13,906) (14,899)
Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase (23,303) 47,158 (14,184)
Dividends paid (30,556) (12,359) (12,632)
Purchases of treasury stock (503) (19,396) (8,698)
Proceeds from Federal Home Loan Bank Borrowings 170,000 54,350 36,900
Repayments of Federal Home Loan Bank Borrowings 170,132 66,672 36,812
NET CASH FROM FINANCING ACTIVITIES (24,373) (10,825) (50,325)
NET CHANGE IN CASH AND CASH EQUIVALENTS (905) (13,683) 10,593
CASH AND DUE FROM BANKS, BEGINNING OF YEAR 75,012 88,695 78,102
CASH AND DUE FROM BANKS, END OF YEAR 74,107 75,012 88,695
SUPPLEMENTAL DISCLOSURES OF CASH FLOW AND NONCASH INFORMATION:      
Interest 6,337 4,432 4,237
Income Taxes $ 11,158 $ 18,739 $ 12,869