CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 74,107	$ 75,012
Federal funds sold	0	6,952
Securities available-for-sale	814,931	853,725
Loans, net of allowance of $19,909 in 2017 and $18,773 in 2016	1,886,852	1,820,407
Restricted Stock	10,379	10,359
Accrued interest receivable	12,913	12,311
Premises and equipment, net	48,272	49,240
Bank-owned life insurance	85,016	83,737
Goodwill	34,355	34,355
Other intangible assets	1,630	2,109
Other real estate owned	1,880	2,531
Other assets	30,333	37,789
TOTAL ASSETS	3,000,668	2,988,527
Deposits:
Non-interest-bearing	425,001	564,092
Interest-bearing:
Certificates of deposit that meet or exceed the FDIC insurance limit	43,178	43,759
Interest-bearing Domestic Deposit, Other	1,990,474	1,820,675
Total Deposits	2,458,653	2,428,526
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	57,686	80,989
Other borrowings	0	132
Other liabilities	70,760	64,485
TOTAL LIABILITIES	2,587,099	2,574,132
Shareholders’ equity
Common stock, $1.25 stated value per share, Authorized shares- 40,000,000, Issued shares - 14,595,320 in 2017 and 14,578,758 in 2016, Outstanding shares - 12,246,464 in 2017 and 12,216,712 in 2016	1,822	1,820
Additional paid-in capital	75,624	74,525
Retained earnings	420,275	421,826
Accumulated other comprehensive income (loss)	(14,704)	(14,164)
Less: Treasury shares at cost-2,348,856 in 2017 and 2,362,046 in 2016	(69,448)	(69,612)
TOTAL SHAREHOLDERS’ EQUITY	413,569	414,395
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 3,000,668	$ 2,988,527