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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net Income $ 30,196 $ 33,772 $ 31,534
Adjustments to reconcile net income to net cash provided by operating activities:      
Net (accretion) amortization on securities 2,940 3,405 2,712
Provision for loan losses 4,700 5,072 7,860
Securities (gains) losses (17) 3 (423)
Depreciation and amortization 5,490 5,977 5,482
Provision for deferred income taxes (924) 2,873 (39)
Net change in accrued interest receivable (140) (39) 470
Contribution of shares to ESOP 1,294 1,253 1,218
Stock compensation expense 684 1,072 733
Gain on sale of mortgage loans (1,998) (1,849) (3,052)
Loss (gain) on sales of other real estate 116 (357) 182
Origination of loans held for sale (72,303) (66,300) (112,483)
Proceeds from loans held for sale 75,542 68,438 121,092
Other, net (4,325) 4,524 7,411
NET CASH FROM OPERATING ACTIVITIES 41,255 57,844 62,697
CASH FLOWS FROM INVESTING ACTIVITIES:      
Sales of securities available-for-sale 3,735 356 5,110
Calls, maturities and principal reductions on securities available-for-sale 150,315 136,141 158,317
Purchases of securities available-for-sale (149,181) (99,954) (417,997)
Loans made to customers, net of payments 12,901 325 41,643
Net change in federal funds sold (1,815) (3,724) 16,524
Redemption of restricted stock 5,587 4,670 250
Purchase of restricted stock (21) (17) (15)
Payments to Acquire Intangible Assets 103 0 0
Cash received (disbursed) from acquisitions 0 0 177,610
Sale of other real estate 1,638 3,034 4,714
Additions to premises and equipment (3,393) (5,296) (2,522)
NET CASH FROM INVESTING ACTIVITIES 19,663 35,535 (16,366)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Net change in deposits (14,899) (2,151) (7,544)
Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase (14,184) (11,577) 19,041
Dividends paid (12,632) (12,949) (12,766)
Purchases of treasury stock (8,698) (14,633) (162)
Proceeds from Federal Home Loan Bank Borrowings 36,900 572,000 135,000
Repayments of Federal Home Loan Bank Borrowings 36,812 617,000 196,097
NET CASH FROM FINANCING ACTIVITIES (50,325) (86,310) (62,528)
NET CHANGE IN CASH AND CASH EQUIVALENTS 10,593 7,069 (16,197)
CASH AND DUE FROM BANKS, BEGINNING OF YEAR 78,102 71,033 87,230
CASH AND DUE FROM BANKS, END OF YEAR 88,695 78,102 71,033
SUPPLEMENTAL DISCLOSURES OF CASH FLOW AND NONCASH INFORMATION:      
Interest 4,237 5,527 9,375
Income Taxes $ 12,869 $ 9,354 $ 13,822