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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 63,278 $ 78,102
Federal funds sold 0 8,000
Securities available-for-sale 885,836 897,053
Loans:    
Commercial 1,040,677 1,044,522
Residential 451,425 469,172
Consumer 272,235 266,656
Loans, gross 1,764,337 1,780,350
Less: Unearned Income 2,330 1,078
Less: Allowance for loan losses (19,925) (18,839)
Loans, Net 1,746,742 1,762,589
Restricted Investments 10,838 16,404
Accrued interest receivable 12,265 11,593
Premises and equipment, net 50,834 51,802
Bank-owned life insurance 81,961 80,730
Goodwill 39,489 39,489
Other intangible assets 3,375 3,901
Other real estate owned 3,382 3,965
Other assets 44,833 48,857
TOTAL ASSETS 2,942,833 3,002,485
Deposits:    
Non-interest-bearing 521,310 556,389
Interest-bearing:    
Certificates of deposit of $100 or more 47,154 53,733
Other interest-bearing deposits 1,850,125 1,847,075
Total Deposits 2,418,589 2,457,197
Short-term borrowings 23,336 48,015
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances 13,251 12,886
Other liabilities 79,066 90,173
TOTAL LIABILITIES 2,534,242 2,608,271
Shareholders' equity    
Common stock, $.125 stated value per share; Authorized shares-40,000,000 Issued shares-14,557,815 in 2015 and 14,538,132 in 2014 Outstanding shares-12,703,869 in 2015 and 12,962,607 in 2014 1,817 1,815
Additional paid-in capital 72,916 72,405
Retained earnings 394,761 377,970
Accumulated other comprehensive income (loss) (8,758) (14,529)
Less: Treasury shares at cost-1,853,946 in 2015 and 1,595,525 in 2014 (52,145) (43,447)
TOTAL SHAREHOLDERS' EQUITY 408,591 394,214
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 2,942,833 $ 3,002,485