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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
INTEREST AND DIVIDEND INCOME:      
Loans, including related fees $ 91,242 $ 99,196 $ 91,392
Securities:      
Taxable 16,157 13,542 16,161
Tax-exempt 7,046 7,246 6,779
Other 1,776 2,321 2,009
TOTAL INTEREST AND DIVIDEND INCOME 116,221 122,305 116,341
INTEREST EXPENSE:      
Deposits 5,886 8,520 12,127
Short-term borrowings 78 140 187
Other borrowings 2,997 4,733 4,833
TOTAL INTEREST EXPENSE 8,961 13,393 17,147
NET INTEREST INCOME 107,260 108,912 99,194
Net Provision for loan losses 7,860 8,773 5,755
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 99,400 100,139 93,439
NON-INTEREST INCOME:      
Trust and financial services 6,035 5,804 4,544
Service charges and fees on deposit accounts 10,162 9,742 8,995
Other service charges and fees 11,081 9,710 8,289
Securities gain, net 423 886 6
Other-than-temporary loss      
Total impairment loss 0 (11) (110)
Loss recognized in other comprehensive income 0 0 0
Net impairment loss recognized in earnings 0 (11) (110)
Insurance commissions 7,750 7,422 7,347
Gain on sale of mortgage loans 3,052 4,590 1,957
Other 1,952 1,404 2,312
TOTAL NON-INTEREST INCOME 40,455 39,547 33,340
NON-INTEREST EXPENSES:      
Salaries and employee benefits 55,097 56,211 45,362
Occupancy expense 6,102 5,746 4,777
Equipment expense 6,348 5,489 4,352
Federal Deposit Insurance 2,052 1,949 1,804
Other 24,955 23,661 18,892
TOTAL NON-INTEREST EXPENSE 94,554 93,056 75,187
INCOME BEFORE INCOME TAXES 45,301 46,630 51,592
Provision for income taxes 13,767 13,818 14,397
NET INCOME 31,534 32,812 37,195
OTHER COMPREHENSIVE INCOME      
Change in unrealized gains/losses on securities, net of reclassifications and taxes (17,066) 691 8,857
Change in funded status of post-retirement benefits, net of taxes 10,569 2,331 (9,982)
COMPREHENSIVE INCOME $ 25,037 $ 35,834 $ 36,070
EARNINGS PER SHARE:      
BASIC AND DILUTED (in dollars per share) $ 2.37 $ 2.48 $ 2.83
Weighted average number of shares outstanding (in shares) 13,310 13,240 13,163